---
canonical_url: https://lendb.ai/lo/marlene-manzo-shkodrova-964491
json_url: https://lendb.ai/lo/marlene-manzo-shkodrova-964491.json
nmls_id: 964491
last_verified: 2026-10-28
---

# Marlene Manzo-Shkodrova

Loan officer at NEXA Mortgage. NMLS ID 964491 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/964491)).

Marlene Manzo-Shkodrova (NMLS 964491) is a mortgage loan officer at NEXA Mortgage, licensed in Illinois since 2012 and in Florida.

**Summary:** Marlene Manzo-Shkodrova (NMLS 964491) is a loan officer at NEXA Mortgage. Licensed in 2 states confirmed with state regulators: Florida and Illinois. NEXA Mortgage also offers FHA loan, Jumbo loan, Renovation loan (203k / HomeStyle), Reverse mortgage and USDA loan and 1 more (a lender program, not confirmed as their own focus). Earliest state license record: October 24, 2012 (Illinois), per state regulator. Last verified 2026-10-28.

## Quick answers

### Is Marlene licensed in Florida?

Yes. Florida regulator records list license LO73128 as active, first effective August 18, 2020 (verified 2026-10-15). LenDb has 1 other state on file for Marlene. Source: https://real.flofr.com/Public/LO/LoanOriginators_JR_Monthly.zip.

### What lender does Marlene work for?

NEXA Mortgage, company NMLS 1660690, per the lender's own site (verified 2026-10-28). Source: https://idfpr.illinois.gov/banks/resfin.html.

### How long has Marlene been licensed?

The earliest state license record LenDb holds for Marlene is from October 24, 2012 (Illinois regulator). That is a record date from the rosters we hold, not proof of continuous licensure. Source: https://idfpr.illinois.gov/banks/resfin.html.

## At a glance

- Earliest state license record: October 24, 2012 (Illinois), per state regulator. A record date from the state rosters we hold, not proof of continuous licensure or total experience.
- Licensed in: Florida (FL, confirmed), Illinois (IL, confirmed)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed (Languages come only from the loan officer's own lender page, and most lender pages do not list languages. A language that is not listed means not stated, not that the loan officer does not speak it.)
- Profile: unclaimed
- Status: active

## Specialties

### Focus (officer level: their own bio, title, certification, specialty list or claim)

- None on file yet.

### Their lender offers (lender level: NEXA Mortgage's programs, not confirmed as this person's focus)

- **FHA loan** (`fha`): verified 2026-10-08. Source: https://nexamortgage.com
- **Jumbo loan** (`jumbo`): verified 2026-10-08. Source: https://nexamortgage.com
- **Renovation loan (203k / HomeStyle)** (`renovation`): verified 2026-10-08. Source: https://nexamortgage.com
- **Reverse mortgage** (`reverse`): verified 2026-10-08. Source: https://nexamortgage.com
- **USDA loan** (`usda`): verified 2026-10-08. Source: https://nexamortgage.com
- **VA loan** (`va`): verified 2026-10-08. Source: https://nexamortgage.com

## Licenses

| State | Regulator | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|---|
| FL | Florida regulator | state_license | LO73128 | active | confirmed | 2020-08-18 | state_regulator | 2026-10-15 |
| IA | Iowa regulator | state_license | 47614 | expired | confirmed | 2022-01-14 | state_regulator | 2026-10-20 |
| WI | Wisconsin regulator | state_license | 964491 | expired | confirmed | 2020-10-26 | state_regulator | 2026-10-21 |
| CA | California Department of Financial Protection and Innovation | state_license | CA-DFPI964491 | inactive | confirmed | 2021-10-24 | state_regulator | 2026-10-24 |
| IL | Illinois regulator | state_license | 31.0033575 | active | confirmed | 2012-10-24 | state_regulator | 2026-10-28 |

## Employment history

- ? to present: NEXA Mortgage (NMLS 1660690). Source: https://idfpr.illinois.gov/banks/resfin.html, verified 2026-10-28.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/964491

## Contact


## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/964491
- state_regulator: https://real.flofr.com/Public/LO/LoanOriginators_JR_Monthly.zip
- state_regulator: https://idob.iowa.gov/
- state_regulator: https://dfi.wi.gov/Pages/BusinessServices/MortgageBanking/
- state_regulator: https://dfpi.ca.gov/
- state_regulator: https://idfpr.illinois.gov/banks/resfin.html
- manual (lender programs): https://nexamortgage.com

Cite as: Marlene Manzo-Shkodrova (NMLS 964491), NEXA Mortgage. LenDb.ai, https://lendb.ai/lo/marlene-manzo-shkodrova-964491, last verified 2026-10-28.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._
