{
  "canonical_url": "https://lendb.ai/lo/marlo-martin-1939060",
  "loan_officer": {
    "nmls_id": 1939060,
    "slug": "marlo-martin-1939060",
    "canonical_url": "https://lendb.ai/lo/marlo-martin-1939060",
    "md_url": "https://lendb.ai/lo/marlo-martin-1939060.md",
    "json_url": "https://lendb.ai/lo/marlo-martin-1939060.json",
    "nmls_consumer_access_url": "https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1939060",
    "full_name": {
      "value": "Marlo Martin",
      "source": "lender_site",
      "source_url": "https://www.empirehomeloans.com/team/marlo",
      "verified_at": "2026-10-09"
    },
    "first_name": "Marlo",
    "last_name": "Martin",
    "headshot_url": {
      "value": "https://v5.airtableusercontent.com/v3/u/58/58/1791554400000/wX3dm36w7xnWSdTvelJ5Gg/rvcTmSfPDiz3B7cSbq3-pT5_MFrKpd1NZrQEpJvUXbdPqApeHkw-fnR3OKiZHtrYWn5Re1C-zaUyEzagGPAHITMBcE4udGXJQR2z47QAWL_uW2nnKPkwVR9gEwM20RiDoyBs-M-SfsucMXkoi7B5kNMvFbSN22uDWiYCcFaROj8/jatio9E5tqRORM46LInPgBGSMmQpbpeVPsYqMGjB8kc",
      "source": "lender_site",
      "source_url": "https://www.empirehomeloans.com/team/marlo",
      "verified_at": "2026-10-09"
    },
    "bio": {
      "value": "Marlo Martin combines real estate and financing expertise with hands-on investment property experience. Marlo assists clients with home purchases, refinances, and investment opportunities, with knowledge spanning transaction management, project oversight, and financial analysis to ensure deals are profitable and on budget.",
      "source": "lender_site",
      "source_url": "https://www.empirehomeloans.com/team/marlo",
      "verified_at": "2026-10-09"
    },
    "title": {
      "value": "Loan Officer",
      "source": "lender_site",
      "source_url": "https://www.empirehomeloans.com/team/marlo",
      "verified_at": "2026-10-09"
    },
    "languages": {
      "value": [],
      "source": "lender_site",
      "source_url": "https://www.empirehomeloans.com/team/marlo",
      "verified_at": "2026-10-09"
    },
    "years_licensed": null,
    "years_experience": null,
    "status": "active",
    "claimed": false,
    "claimed_at": null,
    "profile_completeness": 90,
    "current_employment": {
      "lender_nmls_id": 1839243,
      "lender_name": "Empire Home Loans",
      "lender_slug": "empire-home-loans-1839243",
      "branch_city": "Fair Oaks",
      "branch_state": "CA",
      "branch_zip": "95628",
      "start_date": null,
      "end_date": null,
      "lender_profile_url": "https://www.empirehomeloans.com/team/marlo",
      "lender_type": "broker",
      "source": "lender_site",
      "source_url": "https://www.empirehomeloans.com/team/marlo",
      "verified_at": "2026-10-09"
    },
    "employment_history": [
      {
        "lender_nmls_id": 1839243,
        "lender_name": "Empire Home Loans",
        "lender_slug": "empire-home-loans-1839243",
        "branch_city": "Fair Oaks",
        "branch_state": "CA",
        "branch_zip": "95628",
        "start_date": null,
        "end_date": null,
        "lender_profile_url": "https://www.empirehomeloans.com/team/marlo",
        "lender_type": "broker",
        "source": "lender_site",
        "source_url": "https://www.empirehomeloans.com/team/marlo",
        "verified_at": "2026-10-09"
      }
    ],
    "licenses": [
      {
        "state": "FL",
        "license_type": "state_license",
        "license_number": "LO108277",
        "status": "active",
        "issued_at": "2022-05-25",
        "source": "state_regulator",
        "source_url": "https://real.flofr.com/Public/LO/LoanOriginators_JR_Monthly.zip",
        "verified_at": "2026-10-09",
        "confidence": "confirmed"
      }
    ],
    "specialties": [
      {
        "slug": "investor",
        "label": "Real estate investor",
        "evidence": "lender_page_text",
        "confidence": 0.8,
        "source": "lender_site",
        "source_url": "https://www.empirehomeloans.com/team/marlo",
        "verified_at": "2026-10-09"
      }
    ],
    "contacts": [],
    "disciplinary_actions": [],
    "media": [],
    "facts": [
      {
        "kind": "role",
        "value": "Real estate professional with experience in both buying/selling and investment side",
        "source": "lender_site",
        "source_url": "https://www.empirehomeloans.com/team/marlo",
        "verified_at": "2026-10-09"
      },
      {
        "kind": "other",
        "value": "Hands-on project management experience on investment properties including planning, completion, and budget oversight",
        "source": "lender_site",
        "source_url": "https://www.empirehomeloans.com/team/marlo",
        "verified_at": "2026-10-09"
      }
    ],
    "last_verified_at": "2026-10-09",
    "updated_at": "2026-10-10 09:54:19.648798+00",
    "disciplinary_check": "not_checked",
    "gated_contact": {
      "kinds": [
        "phone_office",
        "email"
      ],
      "reveal_url": "https://lendb.ai/lo/marlo-martin-1939060#contact",
      "note": "Phone and email are shown on the profile page after a quick human check, one profile at a time. They are not available through the API or MCP. To reach this loan officer, open reveal_url or lender_profile_url.",
      "source": "lender_site",
      "source_url": "https://www.empirehomeloans.com/team/marlo",
      "verified_at": "2026-10-09"
    },
    "earliest_license_record": {
      "date": "2022-05-25",
      "state": "FL"
    },
    "licensed_since": {
      "year": 2022,
      "state": "FL"
    },
    "federal_registration": null
  }
}