---
canonical_url: https://lendb.ai/lo/marlo-martin-1939060
json_url: https://lendb.ai/lo/marlo-martin-1939060.json
nmls_id: 1939060
last_verified: 2026-10-09
---

# Marlo Martin

Loan Officer at Empire Home Loans, Fair Oaks, CA. NMLS ID 1939060 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1939060)).

**Summary:** Marlo Martin (NMLS 1939060) is Loan Officer at Empire Home Loans, based in Fair Oaks, CA. Licensed in Florida, confirmed with the state regulator (license LO108277). Focus areas shown on the lender page: Real estate investor. Earliest state license record: May 25, 2022 (Florida), per state regulator. Last verified 2026-10-09.

## At a glance

- Earliest state license record: May 25, 2022 (Florida), per state regulator. A record date from the state rosters we hold, not proof of continuous licensure or total experience.
- Licensed in: Florida (FL, confirmed)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties

- **Real estate investor** (`investor`): lender page, confidence 0.80, verified 2026-10-09. Source: https://www.empirehomeloans.com/team/marlo

## About

Marlo Martin combines real estate and financing expertise with hands-on investment property experience. Marlo assists clients with home purchases, refinances, and investment opportunities, with knowledge spanning transaction management, project oversight, and financial analysis to ensure deals are profitable and on budget.

Source: LenDb summary of the lender page, verified 2026-10-09.

## Facts from the lender page and intro

- role: Real estate professional with experience in both buying/selling and investment side. Source: https://www.empirehomeloans.com/team/marlo, verified 2026-10-09.
- other: Hands-on project management experience on investment properties including planning, completion, and budget oversight. Source: https://www.empirehomeloans.com/team/marlo, verified 2026-10-09.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| FL | state_license | LO108277 | active | confirmed | 2022-05-25 | state_regulator | 2026-10-09 |

## Employment history

- ? to present: Empire Home Loans (NMLS 1839243), Fair Oaks, CA. Source: https://www.empirehomeloans.com/team/marlo, verified 2026-10-09.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1939060

## Contact

- View profile at Empire Home Loans: https://www.empirehomeloans.com/team/marlo
- Office phone and Email on file: shown at https://lendb.ai/lo/marlo-martin-1939060#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1939060
- state_regulator: https://real.flofr.com/Public/LO/LoanOriginators_JR_Monthly.zip
- lender_site: https://www.empirehomeloans.com/team/marlo

Cite as: Marlo Martin (NMLS 1939060), Empire Home Loans. LenDb.ai, https://lendb.ai/lo/marlo-martin-1939060, last verified 2026-10-09.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._