--- canonical_url: https://lendb.ai/lo/martha-myers-277030 json_url: https://lendb.ai/lo/martha-myers-277030.json nmls_id: 277030 last_verified: 2026-10-15 --- # Julie Myers VP of Mortgage Lending at Guaranteed Rate Affinity, LLC, Encinitas, CA. NMLS ID 277030 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/277030)). **Summary:** Julie Myers (NMLS 277030) is VP of Mortgage Lending at Guaranteed Rate Affinity, LLC, based in Encinitas, CA. Licensed in 2 states confirmed with state regulators: Florida and Texas. Also lists California, Colorado, Georgia, Oregon and Washington on the lender page (not yet checked with the state regulator). Focus areas shown on the lender page: First-time buyer, Real estate investor and VA loan. Earliest state license record: December 12, 2022 (Texas), per state regulator. States 25 years of experience. Last verified 2026-10-15. ## At a glance - Earliest state license record: December 12, 2022 (Texas), per state regulator. A record date from the state rosters we hold, not proof of continuous licensure or total experience. - Years experience (stated by the LO): 25 (source: https://www.grarate.com/loan-officers/julie-myers-277030, verified 2026-10-15) - Licensed in: Florida (FL, confirmed), Texas (TX, confirmed), California (CA, lender_reported), Colorado (CO, lender_reported), Georgia (GA, lender_reported), Oregon (OR, lender_reported), Washington (WA, lender_reported) - Works at an FHA-approved lender, per HUD (HUD FHA data, loans endorsed through Aug 2026): https://www.hud.gov/stat/sfh/fha-sf-portfolio-snapshot - License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer. - Languages: not listed - Profile: unclaimed - Status: active ## Specialties ### Focus (officer level: their own bio, title, certification, specialty list or claim) - **First-time buyer** (`first-time-buyer`): from their lender profile page, confidence 0.80, verified 2026-10-15. Source: https://www.grarate.com/loan-officers/julie-myers-277030 - **Real estate investor** (`investor`): from their lender profile page, confidence 0.80, verified 2026-10-15. Source: https://www.grarate.com/loan-officers/julie-myers-277030 - **VA loan** (`va`): from their lender profile page, confidence 0.70, verified 2026-10-15. Source: https://www.grarate.com/loan-officers/julie-myers-277030 ## About Julie Myers has over 25 years of experience helping clients across California, with San Diego as a service area. Focuses on first-time buyers, move-up buyers, investors and veterans. Source: LenDb summary of the lender page, verified 2026-10-15. ## Facts from the lender page and intro - years_experience: 25. Source: https://www.grarate.com/loan-officers/julie-myers-277030, verified 2026-10-15. - service_area: San Diego. Source: https://www.grarate.com/loan-officers/julie-myers-277030, verified 2026-10-15. - service_area: California. Source: https://www.grarate.com/loan-officers/julie-myers-277030, verified 2026-10-15. - other: helped over 1,000 clients. Source: https://www.grarate.com/loan-officers/julie-myers-277030, verified 2026-10-15. ## Licenses | State | Type | Number | Status | Confidence | Issued | Source | Verified | |---|---|---|---|---|---|---|---| | FL | state_license | LO128767 | active | confirmed | 2024-05-17 | state_regulator | 2026-10-15 | | TX | state_license | n/a | active | confirmed | 2022-12-12 | state_regulator | 2026-10-13 | | CA | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-15 | | CO | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-15 | | GA | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-15 | | OR | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-15 | | WA | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-15 | ## Employment history - ? to present: Guaranteed Rate Affinity, LLC (NMLS 1598647), Encinitas, CA. Source: https://www.grarate.com/loan-officers/julie-myers-277030, verified 2026-10-15. ## Disciplinary history Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/277030 ## Contact - linkedin_url: http://www.linkedin.com/in/mjuliemyers (source: lender_site, verified 2026-10-15) - View profile at Guaranteed Rate Affinity, LLC: https://www.grarate.com/loan-officers/julie-myers-277030 - Office phone and Email on file: shown at https://lendb.ai/lo/martha-myers-277030#contact after a quick human check (not available in this file, the API or MCP). ## Sources - nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/277030 - state_regulator: https://real.flofr.com/Public/LO/LoanOriginators_JR_Monthly.zip - state_regulator: https://www.sml.texas.gov/ - lender_site: https://www.grarate.com/loan-officers/julie-myers-277030 - HUD (FHA data): https://www.hud.gov/stat/sfh/fha-sf-portfolio-snapshot Cite as: Julie Myers (NMLS 277030), Guaranteed Rate Affinity, LLC. LenDb.ai, https://lendb.ai/lo/martha-myers-277030, last verified 2026-10-15. _Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._