---
canonical_url: https://lendb.ai/lo/martha-valencia-756006
json_url: https://lendb.ai/lo/martha-valencia-756006.json
nmls_id: 756006
last_verified: 2026-10-09
---

# Martha Valencia

Mortgage Specialist at BMO Bank, Cicero, IL. NMLS ID 756006 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/756006)).

**Summary:** Martha Valencia (NMLS 756006) is Mortgage Specialist at BMO Bank, based in Cicero, IL. Works at a bank, so likely federally registered: Federally registered MLOs aren't state-licensed; verify at NMLS. Focus areas shown on the lender page: Down payment assistance. Speaks English and Spanish. Last verified 2026-10-09.

## At a glance

- Earliest state license record: none on file. A record date from the state rosters we hold, not proof of continuous licensure or total experience.
- Licensed in: no license list on file; check NMLS Consumer Access
- Federal registration: likely (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS.
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: English, Spanish
- Profile: unclaimed
- Status: active

## Specialties

- **Down payment assistance** (`down-payment-assistance`): lender page, confidence 0.60, verified 2026-10-09. Source: https://usmortgagebanker.bmo.com/il/cicero/mv-756006/

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|

## Employment history

- ? to present: BMO Bank (NMLS 401052), Cicero, IL. Source: https://usmortgagebanker.bmo.com/il/cicero/mv-756006/, verified 2026-10-09.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/756006

## Contact

- View profile at BMO Bank: https://usmortgagebanker.bmo.com/il/cicero/mv-756006/
- Office phone and Email on file: shown at https://lendb.ai/lo/martha-valencia-756006#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/756006
- lender_site: https://usmortgagebanker.bmo.com/il/cicero/mv-756006/

Cite as: Martha Valencia (NMLS 756006), BMO Bank. LenDb.ai, https://lendb.ai/lo/martha-valencia-756006, last verified 2026-10-09.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._