---
canonical_url: https://lendb.ai/lo/martin-howarth-150273
json_url: https://lendb.ai/lo/martin-howarth-150273.json
nmls_id: 150273
last_verified: 2026-10-15
---

# Martin Howarth

Loan Originator at Mortgage Solutions of Colorado, LLC, Wheeling, WV. NMLS ID 150273 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/150273)).

**Summary:** Martin Howarth (NMLS 150273) is Loan Originator at Mortgage Solutions of Colorado, LLC, based in Wheeling, WV. Licensed in Florida, confirmed with the state regulator (license LO122492). Also lists Ohio, Pennsylvania and West Virginia on the lender page (not yet checked with the state regulator). Earliest state license record: August 22, 2023 (Florida), per state regulator. Last verified 2026-10-15.

## At a glance

- Earliest state license record: August 22, 2023 (Florida), per state regulator. A record date from the state rosters we hold, not proof of continuous licensure or total experience.
- Licensed in: Florida (FL, confirmed), Ohio (OH, lender_reported), Pennsylvania (PA, lender_reported), West Virginia (WV, lender_reported)
- Works at an FHA-approved lender, per HUD (HUD FHA data, loans endorsed through Aug 2026): https://www.hud.gov/stat/sfh/fha-sf-portfolio-snapshot
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties

### Focus (officer level: their own bio, title, certification, specialty list or claim)

- None on file yet.

## About

Martin has been a loan officer since 2003, helping families in Ohio, West Virginia, Florida, and Pennsylvania. Outside of work, they enjoy golf.

Source: LenDb summary of the lender page, verified 2026-10-15.

## Facts from the lender page and intro

- years_experience: since 2003. Source: https://mortgagesolutions.net/loan-officers/martin-howarth/, verified 2026-10-15.
- service_area: Ohio, West Virginia, Florida, Pennsylvania. Source: https://mortgagesolutions.net/loan-officers/martin-howarth/, verified 2026-10-15.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| FL | state_license | LO122492 | active | confirmed | 2023-08-22 | state_regulator | 2026-10-15 |
| OH | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-15 |
| PA | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-15 |
| WV | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-15 |

## Employment history

- ? to present: Mortgage Solutions of Colorado, LLC (NMLS 61602), Wheeling, WV. Source: https://mortgagesolutions.net/loan-officers/martin-howarth/, verified 2026-10-15.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/150273

## Contact

- linkedin_url: https://www.linkedin.com/in/martin-howarth-5295aa2a (source: lender_site, verified 2026-10-15)
- View profile at Mortgage Solutions of Colorado, LLC: https://mortgagesolutions.net/loan-officers/martin-howarth/
- Office phone and Email on file: shown at https://lendb.ai/lo/martin-howarth-150273#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/150273
- state_regulator: https://real.flofr.com/Public/LO/LoanOriginators_AI_Monthly.zip
- lender_site: https://mortgagesolutions.net/loan-officers/martin-howarth/
- HUD (FHA data): https://www.hud.gov/stat/sfh/fha-sf-portfolio-snapshot

Cite as: Martin Howarth (NMLS 150273), Mortgage Solutions of Colorado, LLC. LenDb.ai, https://lendb.ai/lo/martin-howarth-150273, last verified 2026-10-15.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._