---
canonical_url: https://lendb.ai/lo/mary-gardner-218976
json_url: https://lendb.ai/lo/mary-gardner-218976.json
nmls_id: 218976
last_verified: 2026-10-09
---

# Mary Gardner

Licensed Mortgage Professional at Homeowners Financial Group, Scottsdale, AZ. NMLS ID 218976 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/218976)).

**Summary:** Mary Gardner (NMLS 218976) is Licensed Mortgage Professional at Homeowners Financial Group, based in Scottsdale, AZ. Licensed in Colorado, confirmed with the state regulator (license 100516992). Also lists Arizona, California, Michigan and New Mexico on the lender page (not yet checked with the state regulator). Earliest state license record: March 19, 2020 (Colorado), per state regulator. Last verified 2026-10-09.

## At a glance

- Earliest state license record: March 19, 2020 (Colorado), per state regulator. A record date from the state rosters we hold, not proof of continuous licensure or total experience.
- Licensed in: Arizona (AZ, lender_reported), California (CA, lender_reported), Colorado (CO, confirmed), Michigan (MI, lender_reported), New Mexico (NM, lender_reported)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties


## About

Mary has been a mortgage professional since 2001 with a focus on transparent, customer-centered loan processes. She is a proud veteran who served as an active duty Air Force officer.

Source: LenDb summary of the lender page, verified 2026-10-09.

## Video intro available

Mary has a short recorded video intro on Homeowners Financial Group's site.

Watch on Homeowners Financial Group's site: https://homeownersfg.com/marygardner/

The recording is hosted by the lender; LenDb does not copy or transcribe it. Verified 2026-10-09.

## Facts from the lender page and intro

- years_experience: since 2001. Source: https://homeownersfg.com/marygardner/, verified 2026-10-09.
- education: Bachelors Degree in Psychology from University of Michigan, graduated with honors. Source: https://homeownersfg.com/marygardner/, verified 2026-10-09.
- credential: Two Air Force Achievement Medals and a Commendation Medal for meritorious service. Source: https://homeownersfg.com/marygardner/, verified 2026-10-09.
- role: Active duty Air Force officer, 2nd Lieutenant. Source: https://homeownersfg.com/marygardner/, verified 2026-10-09.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| AZ | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| CA | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| CO | state_license | 100516992 | active | confirmed | 2020-03-19 | state_regulator | 2026-10-10 |
| MI | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| NM | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |

## Employment history

- ? to present: Homeowners Financial Group (NMLS 93718), Scottsdale, AZ. Source: https://homeownersfg.com/marygardner/, verified 2026-10-09.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/218976

## Contact

- linkedin_url: https://www.linkedin.com/in/nmls218976mary-gardner-97071142/ (source: lender_site, verified 2026-10-09)
- View profile at Homeowners Financial Group: https://homeownersfg.com/marygardner/
- Office phone and Email on file: shown at https://lendb.ai/lo/mary-gardner-218976#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/218976
- lender_site: https://homeownersfg.com/marygardner/
- state_regulator: https://apps.colorado.gov/dre/licensing/Lookup/PrintLicenseDetails.aspx?cred=246837&contact=467116

Cite as: Mary Gardner (NMLS 218976), Homeowners Financial Group. LenDb.ai, https://lendb.ai/lo/mary-gardner-218976, last verified 2026-10-09.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._