--- canonical_url: https://lendb.ai/lo/mary-lee-gilchrist-454647 json_url: https://lendb.ai/lo/mary-lee-gilchrist-454647.json nmls_id: 454647 last_verified: 2026-10-16 --- # Mary Lee Gilchrist Mortgage Loan Officer at Bell Bank, Overland Park, KS. NMLS ID 454647 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/454647)). Based in Overland Park, Kansas, Mary Lee Gilchrist (NMLS 454647) is a Mortgage Loan Officer at Bell Bank. Mary Lee's focus, from their own profile, includes jumbo loan, FHA loan and USDA loan. **Summary:** Mary Lee Gilchrist (NMLS 454647) is Mortgage Loan Officer at Bell Bank, based in Overland Park, KS. Works at a bank, so likely federally registered: Federally registered MLOs aren't state-licensed; verify at NMLS. Focus areas shown on the lender page: Jumbo loan, FHA loan, USDA loan, VA loan and First-time buyer. States 30 years of experience. Last verified 2026-10-16. ## Quick answers ### Is Mary Lee licensed? Mary Lee works at a bank; bank loan officers register with NMLS federally instead of holding state licenses. Verify at NMLS Consumer Access. Source: employer type in LenDb's lender registry. ### Does Mary Lee do jumbo loans? Mary Lee's profile lists jumbo loan as a focus (from their lender profile page). It also lists FHA loan, USDA loan and VA loan. Source: https://bell.bank/mortgage/loan-officer/maryleemortgage. ### What lender does Mary Lee work for? Bell Bank, company NMLS 419538, from the Overland Park, KS office, per the lender's own site (verified 2026-10-16). Source: https://bell.bank/mortgage/loan-officer/maryleemortgage. ### How much experience does Mary Lee have? Mary Lee states 30 years of experience. Source: https://bell.bank/mortgage/loan-officer/maryleemortgage. ## At a glance - Earliest state license record: none on file. A record date from the state rosters we hold, not proof of continuous licensure or total experience. - Years experience (stated by the LO): 30 (source: https://bell.bank/mortgage/loan-officer/maryleemortgage, verified 2026-10-16) - Licensed in: no license list on file; check NMLS Consumer Access - Federal registration: likely (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS. - License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer. - Languages: not listed (Languages come only from the loan officer's own lender page, and most lender pages do not list languages. A language that is not listed means not stated, not that the loan officer does not speak it.) - Profile: unclaimed - Status: active ## Specialties ### Focus (officer level: their own bio, title, certification, specialty list or claim) - **Jumbo loan** (`jumbo`): from their lender profile page, confidence 0.60, verified 2026-10-26. Source: https://bell.bank/mortgage/loan-officer/maryleemortgage - **FHA loan** (`fha`): from their lender profile page, confidence 0.59, verified 2026-10-26. Source: https://bell.bank/mortgage/loan-officer/maryleemortgage - **USDA loan** (`usda`): from their lender profile page, confidence 0.59, verified 2026-10-26. Source: https://bell.bank/mortgage/loan-officer/maryleemortgage - **VA loan** (`va`): from their lender profile page, confidence 0.59, verified 2026-10-26. Source: https://bell.bank/mortgage/loan-officer/maryleemortgage - **First-time buyer** (`first-time-buyer`): from their lender profile page, confidence 0.39, verified 2026-10-26. Source: https://bell.bank/mortgage/loan-officer/maryleemortgage ## Facts from the lender page and intro - years_experience: 30. Source: https://bell.bank/mortgage/loan-officer/maryleemortgage, verified 2026-10-16. - role: Loan closer for more than 10 years. Source: https://bell.bank/mortgage/loan-officer/maryleemortgage, verified 2026-10-16. - credential: Multiple Year 5 Star Professional winner. Source: https://bell.bank/mortgage/loan-officer/maryleemortgage, verified 2026-10-16. - credential: Falcon Award. Source: https://bell.bank/mortgage/loan-officer/maryleemortgage, verified 2026-10-16. - other: Author and educator. Source: https://bell.bank/mortgage/loan-officer/maryleemortgage, verified 2026-10-16. - community: Habitat For Humanity. Source: https://bell.bank/mortgage/loan-officer/maryleemortgage, verified 2026-10-16. - community: Be The Match. Source: https://bell.bank/mortgage/loan-officer/maryleemortgage, verified 2026-10-16. - community: KCRAR. Source: https://bell.bank/mortgage/loan-officer/maryleemortgage, verified 2026-10-16. - community: MBA. Source: https://bell.bank/mortgage/loan-officer/maryleemortgage, verified 2026-10-16. ## Licenses | State | Regulator | Type | Number | Status | Confidence | Issued | Source | Verified | |---|---|---|---|---|---|---|---|---| ## Employment history - ? to present: Bell Bank (NMLS 419538), Overland Park, KS. Source: https://bell.bank/mortgage/loan-officer/maryleemortgage, verified 2026-10-16. ## Disciplinary history Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/454647 ## Contact - linkedin_url: https://www.linkedin.com/in/maryleemortgage/ (source: lender_site, verified 2026-10-16) - View profile at Bell Bank: https://bell.bank/mortgage/loan-officer/maryleemortgage - Office phone and Email on file: shown at https://lendb.ai/lo/mary-lee-gilchrist-454647#contact after a quick human check (not available in this file, the API or MCP). ## Sources - nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/454647 - lender_site: https://bell.bank/mortgage/loan-officer/maryleemortgage Cite as: Mary Lee Gilchrist (NMLS 454647), Bell Bank. LenDb.ai, https://lendb.ai/lo/mary-lee-gilchrist-454647, last verified 2026-10-16. _Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._