---
canonical_url: https://lendb.ai/lo/matt-cibula-215913
json_url: https://lendb.ai/lo/matt-cibula-215913.json
nmls_id: 215913
last_verified: 2026-10-15
---

# Matt Cibula

Vice President, Mortgage Lending at United Home Loans, Inc.. NMLS ID 215913 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/215913)).

**Summary:** Matt Cibula (NMLS 215913) is Vice President, Mortgage Lending at United Home Loans, Inc.. States 15 years of experience. Last verified 2026-10-15.

## At a glance

- Earliest state license record: none on file. A record date from the state rosters we hold, not proof of continuous licensure or total experience.
- Years experience (stated by the LO): 15 (source: https://www.uhloans.com/matt-cibula/, verified 2026-10-15)
- Licensed in: no license list on file; check NMLS Consumer Access
- Works at an FHA-approved lender, per HUD (HUD FHA data, loans endorsed through Aug 2026): https://www.hud.gov/stat/sfh/fha-sf-portfolio-snapshot
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties

### Focus (officer level: their own bio, title, certification, specialty list or claim)

- None on file yet.

## About

Matt Cibula is a Vice President, Mortgage Lending with more than 15 years of mortgage experience. They hold a degree from Eastern Illinois University and are originally from Illinois.

Source: LenDb summary of the lender page, verified 2026-10-15.

## Facts from the lender page and intro

- years_experience: 15. Source: https://www.uhloans.com/matt-cibula/, verified 2026-10-15.
- education: Eastern Illinois University degree. Source: https://www.uhloans.com/matt-cibula/, verified 2026-10-15.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|

## Employment history

- ? to present: United Home Loans, Inc. (NMLS 207546). Source: https://www.uhloans.com/matt-cibula/, verified 2026-10-15.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/215913

## Contact

- View profile at United Home Loans, Inc.: https://www.uhloans.com/matt-cibula/
- Office phone and Email on file: shown at https://lendb.ai/lo/matt-cibula-215913#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/215913
- lender_site: https://www.uhloans.com/matt-cibula/
- HUD (FHA data): https://www.hud.gov/stat/sfh/fha-sf-portfolio-snapshot

Cite as: Matt Cibula (NMLS 215913), United Home Loans, Inc.. LenDb.ai, https://lendb.ai/lo/matt-cibula-215913, last verified 2026-10-15.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._