---
canonical_url: https://lendb.ai/lo/matt-garcia-218245
json_url: https://lendb.ai/lo/matt-garcia-218245.json
nmls_id: 218245
last_verified: 2026-10-09
---

# Matt Garcia

VP of Lending at CrossCountry Mortgage, Suwanee, GA. NMLS ID 218245 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/218245)).

**Summary:** Matt Garcia (NMLS 218245) is VP of Lending at CrossCountry Mortgage, based in Suwanee, GA. Lists Georgia on the lender page (not yet checked with the state regulator). Focus areas shown on the lender page: FHA loan and First-time buyer. Last verified 2026-10-09.

## At a glance

- Earliest state license record: none on file. A record date from the state rosters we hold, not proof of continuous licensure or total experience.
- Licensed in: Georgia (GA, lender_reported)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties

- **FHA loan** (`fha`): lender page, confidence 0.10, verified 2026-10-09. Source: https://crosscountrymortgage.com/suwanee-ga-4738/matthew-garcia/
- **First-time buyer** (`first-time-buyer`): lender page, confidence 0.10, verified 2026-10-09. Source: https://crosscountrymortgage.com/suwanee-ga-4738/matthew-garcia/

## About

Matt has been in the mortgage industry since 2005, progressing from processor to closer to underwriting. Recognized as a Rising Star by HousingWire and one of the Top 200 Mortgage Originators in America by Mortgage Executive Magazine.

Source: LenDb summary of the lender page, verified 2026-10-09.

## Facts from the lender page and intro

- years_experience: since 2005. Source: https://crosscountrymortgage.com/suwanee-ga-4738/matthew-garcia/, verified 2026-10-09.
- role: processor, closer, underwriter before VP of Lending. Source: https://crosscountrymortgage.com/suwanee-ga-4738/matthew-garcia/, verified 2026-10-09.
- credential: Rising Star by HousingWire. Source: https://crosscountrymortgage.com/suwanee-ga-4738/matthew-garcia/, verified 2026-10-09.
- credential: Top 200 Mortgage Originators in America by Mortgage Executive Magazine. Source: https://crosscountrymortgage.com/suwanee-ga-4738/matthew-garcia/, verified 2026-10-09.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| GA | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |

## Employment history

- ? to present: CrossCountry Mortgage (NMLS 3029), Suwanee, GA. Source: https://crosscountrymortgage.com/suwanee-ga-4738/matthew-garcia/, verified 2026-10-09.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/218245

## Contact

- View profile at CrossCountry Mortgage: https://crosscountrymortgage.com/suwanee-ga-4738/matthew-garcia/
- Office phone and Email on file: shown at https://lendb.ai/lo/matt-garcia-218245#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/218245
- lender_site: https://crosscountrymortgage.com/suwanee-ga-4738/matthew-garcia/

Cite as: Matt Garcia (NMLS 218245), CrossCountry Mortgage. LenDb.ai, https://lendb.ai/lo/matt-garcia-218245, last verified 2026-10-09.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._