--- canonical_url: https://lendb.ai/lo/matt-mallette-1304412 json_url: https://lendb.ai/lo/matt-mallette-1304412.json nmls_id: 1304412 last_verified: 2026-10-16 --- # Matt Mallette Mortgage Loan Officer at Bell Bank, St. Louis, MO. NMLS ID 1304412 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1304412)). Matt Mallette, NMLS 1304412, works as a Mortgage Loan Officer at Bell Bank in St. Louis, Missouri. Matt's lender page shows a focus on FHA loan, USDA loan and VA loan. **Summary:** Matt Mallette (NMLS 1304412) is Mortgage Loan Officer at Bell Bank, based in St. Louis, MO. Works at a bank, so likely federally registered: Federally registered MLOs aren't state-licensed; verify at NMLS. Focus areas shown on the lender page: FHA loan, USDA loan, VA loan, Construction loan and Renovation loan (203k / HomeStyle). Last verified 2026-10-16. ## Quick answers ### Is Matt licensed? Matt works at a bank; bank loan officers register with NMLS federally instead of holding state licenses. Verify at NMLS Consumer Access. Source: employer type in LenDb's lender registry. ### Does Matt do FHA loans? Matt's profile lists FHA loan as a focus (from their lender profile page). It also lists USDA loan, VA loan and construction loan. Source: https://bell.bank/mortgage/loan-officer/mattmallette. ### What lender does Matt work for? Bell Bank, company NMLS 419538, from the St. Louis, MO office, per the lender's own site (verified 2026-10-16). Source: https://bell.bank/mortgage/loan-officer/mattmallette. ## At a glance - Earliest state license record: none on file. A record date from the state rosters we hold, not proof of continuous licensure or total experience. - Licensed in: no license list on file; check NMLS Consumer Access - Federal registration: likely (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS. - License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer. - Languages: not listed (Languages come only from the loan officer's own lender page, and most lender pages do not list languages. A language that is not listed means not stated, not that the loan officer does not speak it.) - Profile: unclaimed - Status: active ## Specialties ### Focus (officer level: their own bio, title, certification, specialty list or claim) - **FHA loan** (`fha`): from their lender profile page, confidence 0.69, verified 2026-10-26. Source: https://bell.bank/mortgage/loan-officer/mattmallette - **USDA loan** (`usda`): from their lender profile page, confidence 0.69, verified 2026-10-26. Source: https://bell.bank/mortgage/loan-officer/mattmallette - **VA loan** (`va`): from their lender profile page, confidence 0.69, verified 2026-10-26. Source: https://bell.bank/mortgage/loan-officer/mattmallette - **Construction loan** (`construction`): from their lender profile page, confidence 0.68, verified 2026-10-26. Source: https://bell.bank/mortgage/loan-officer/mattmallette - **Renovation loan (203k / HomeStyle)** (`renovation`): from their lender profile page, confidence 0.68, verified 2026-10-26. Source: https://bell.bank/mortgage/loan-officer/mattmallette - **First-time buyer** (`first-time-buyer`): from their lender profile page, confidence 0.45, verified 2026-10-26. Source: https://bell.bank/mortgage/loan-officer/mattmallette ## Video intro available Matt has a short recorded video intro on Bell Bank's site. Watch on Bell Bank's site: https://bell.bank/mortgage/loan-officer/mattmallette The recording is hosted by the lender; LenDb does not copy or transcribe it. Verified 2026-10-16. ## Facts from the lender page and intro - years_experience: since 2014. Source: https://bell.bank/mortgage/loan-officer/mattmallette, verified 2026-10-16. ## Licenses | State | Regulator | Type | Number | Status | Confidence | Issued | Source | Verified | |---|---|---|---|---|---|---|---|---| ## Employment history - ? to present: Bell Bank (NMLS 419538), St. Louis, MO. Source: https://bell.bank/mortgage/loan-officer/mattmallette, verified 2026-10-16. ## Disciplinary history Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1304412 ## Contact - linkedin_url: https://www.linkedin.com/in/matt-mallette/ (source: lender_site, verified 2026-10-16) - View profile at Bell Bank: https://bell.bank/mortgage/loan-officer/mattmallette - Office phone and Email on file: shown at https://lendb.ai/lo/matt-mallette-1304412#contact after a quick human check (not available in this file, the API or MCP). ## Sources - nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1304412 - lender_site: https://bell.bank/mortgage/loan-officer/mattmallette Cite as: Matt Mallette (NMLS 1304412), Bell Bank. LenDb.ai, https://lendb.ai/lo/matt-mallette-1304412, last verified 2026-10-16. _Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._