---
canonical_url: https://lendb.ai/lo/matt-smith-197502
json_url: https://lendb.ai/lo/matt-smith-197502.json
nmls_id: 197502
last_verified: 2026-10-16
---

# Matt Smith

Loan Officer at Granite Bank, Mesa, AZ. NMLS ID 197502 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/197502)).

Matt Smith, NMLS 197502, works as a Loan Officer at Granite Bank in Mesa, Arizona.

**Summary:** Matt Smith (NMLS 197502) is Loan Officer at Granite Bank, based in Mesa, AZ. Works at a bank, so likely federally registered: Federally registered MLOs aren't state-licensed; verify at NMLS. Last verified 2026-10-16.

## Quick answers

### Is Matt licensed?

Matt works at a bank; bank loan officers register with NMLS federally instead of holding state licenses. Verify at NMLS Consumer Access. Source: employer type in LenDb's lender registry.

### What lender does Matt work for?

Granite Bank, company NMLS 405434, from the Mesa, AZ office, per the lender's own site (verified 2026-10-16). Source: https://granitebank.com/loan-officer/mattsmith/.

## At a glance

- Earliest state license record: none on file. A record date from the state rosters we hold, not proof of continuous licensure or total experience.
- Licensed in: no license list on file; check NMLS Consumer Access
- Federal registration: likely (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS.
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed (Languages come only from the loan officer's own lender page, and most lender pages do not list languages. A language that is not listed means not stated, not that the loan officer does not speak it.)
- Profile: unclaimed
- Status: active

## Specialties

### Focus (officer level: their own bio, title, certification, specialty list or claim)

- None on file yet.

## Licenses

| State | Regulator | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|---|

## Employment history

- ? to present: Granite Bank (NMLS 405434), Mesa, AZ. Source: https://granitebank.com/loan-officer/mattsmith/, verified 2026-10-16.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/197502

## Contact

- View profile at Granite Bank: https://granitebank.com/loan-officer/mattsmith/
- Office phone and Email on file: shown at https://lendb.ai/lo/matt-smith-197502#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/197502
- lender_site: https://granitebank.com/loan-officer/mattsmith/

Cite as: Matt Smith (NMLS 197502), Granite Bank. LenDb.ai, https://lendb.ai/lo/matt-smith-197502, last verified 2026-10-16.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._