---
canonical_url: https://lendb.ai/lo/matt-swords-452530
json_url: https://lendb.ai/lo/matt-swords-452530.json
nmls_id: 452530
last_verified: 2026-10-09
---

# Matt Swords

Loan Officer at CrossCountry Mortgage, Bloomington, MN. NMLS ID 452530 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/452530)).

**Summary:** Matt Swords (NMLS 452530) is Loan Officer at CrossCountry Mortgage, based in Bloomington, MN. Licensed in Colorado, confirmed with the state regulator (license 100544337). Also lists Arizona, Minnesota and Wisconsin on the lender page (not yet checked with the state regulator). Focus areas shown on the lender page: First-time buyer and HELOC. Earliest state license record: February 3, 2026 (Colorado), per state regulator. Last verified 2026-10-09.

## At a glance

- Earliest state license record: February 3, 2026 (Colorado), per state regulator. A record date from the state rosters we hold, not proof of continuous licensure or total experience.
- Licensed in: Arizona (AZ, lender_reported), Colorado (CO, confirmed), Minnesota (MN, lender_reported), Wisconsin (WI, lender_reported)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties

- **First-time buyer** (`first-time-buyer`): lender page, confidence 0.10, verified 2026-10-09. Source: https://crosscountrymortgage.com/bloomington-mn-4216/matthew-swords/
- **HELOC** (`heloc`): lender page, confidence 0.10, verified 2026-10-09. Source: https://crosscountrymortgage.com/bloomington-mn-4216/matthew-swords/

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| AZ | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| CO | state_license | 100544337 | active | confirmed | 2026-02-03 | state_regulator | 2026-10-10 |
| MN | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| WI | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |

## Employment history

- ? to present: CrossCountry Mortgage (NMLS 3029), Bloomington, MN. Source: https://crosscountrymortgage.com/bloomington-mn-4216/matthew-swords/, verified 2026-10-09.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/452530

## Contact

- View profile at CrossCountry Mortgage: https://crosscountrymortgage.com/bloomington-mn-4216/matthew-swords/
- Email on file: shown at https://lendb.ai/lo/matt-swords-452530#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/452530
- lender_site: https://crosscountrymortgage.com/bloomington-mn-4216/matthew-swords/
- state_regulator: https://apps.colorado.gov/dre/licensing/Lookup/PrintLicenseDetails.aspx?cred=350138&contact=585064

Cite as: Matt Swords (NMLS 452530), CrossCountry Mortgage. LenDb.ai, https://lendb.ai/lo/matt-swords-452530, last verified 2026-10-09.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._