{
  "canonical_url": "https://lendb.ai/lo/matt-webster-659265",
  "loan_officer": {
    "nmls_id": 659265,
    "slug": "matt-webster-659265",
    "canonical_url": "https://lendb.ai/lo/matt-webster-659265",
    "md_url": "https://lendb.ai/lo/matt-webster-659265.md",
    "json_url": "https://lendb.ai/lo/matt-webster-659265.json",
    "nmls_consumer_access_url": "https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/659265",
    "full_name": {
      "value": "Matt Webster",
      "source": "lender_site",
      "source_url": "https://bankers.firstcitizens.com/mortgage/sc/bluffton/webster-matt",
      "verified_at": "2026-10-09"
    },
    "first_name": "Matt",
    "last_name": "Webster",
    "headshot_url": {
      "value": "https://dynl.mktgcdn.com/p/ivplJQaMdziVNc9B7WWAoYoVrQbF2Lbne-YUFkPDeWY/196x202.png",
      "source": "lender_site",
      "source_url": "https://bankers.firstcitizens.com/mortgage/sc/bluffton/webster-matt",
      "verified_at": "2026-10-09"
    },
    "bio": {
      "value": "Matt began banking in 1989 and switched to mortgage lending in 1991, with over 35 years in the field. He has helped thousands of customers purchase, build, or refinance homes in the Lowcountry.",
      "source": "lender_site",
      "source_url": "https://bankers.firstcitizens.com/mortgage/sc/bluffton/webster-matt",
      "verified_at": "2026-10-09"
    },
    "title": {
      "value": "Mortgage Banker",
      "source": "lender_site",
      "source_url": "https://bankers.firstcitizens.com/mortgage/sc/bluffton/webster-matt",
      "verified_at": "2026-10-09"
    },
    "languages": {
      "value": [],
      "source": "lender_site",
      "source_url": "https://bankers.firstcitizens.com/mortgage/sc/bluffton/webster-matt",
      "verified_at": "2026-10-09"
    },
    "years_licensed": null,
    "years_experience": null,
    "status": "active",
    "claimed": false,
    "claimed_at": null,
    "profile_completeness": 90,
    "current_employment": {
      "lender_nmls_id": 503941,
      "lender_name": "First Citizens Bank",
      "lender_slug": "first-citizens-bank-503941",
      "branch_city": "Bluffton",
      "branch_state": "SC",
      "branch_zip": "29910",
      "start_date": null,
      "end_date": null,
      "lender_profile_url": "https://bankers.firstcitizens.com/mortgage/sc/bluffton/webster-matt",
      "lender_type": "bank",
      "source": "lender_site",
      "source_url": "https://bankers.firstcitizens.com/mortgage/sc/bluffton/webster-matt",
      "verified_at": "2026-10-09"
    },
    "employment_history": [
      {
        "lender_nmls_id": 503941,
        "lender_name": "First Citizens Bank",
        "lender_slug": "first-citizens-bank-503941",
        "branch_city": "Bluffton",
        "branch_state": "SC",
        "branch_zip": "29910",
        "start_date": null,
        "end_date": null,
        "lender_profile_url": "https://bankers.firstcitizens.com/mortgage/sc/bluffton/webster-matt",
        "lender_type": "bank",
        "source": "lender_site",
        "source_url": "https://bankers.firstcitizens.com/mortgage/sc/bluffton/webster-matt",
        "verified_at": "2026-10-09"
      }
    ],
    "licenses": [],
    "specialties": [
      {
        "slug": "vacation-home",
        "label": "Vacation home",
        "evidence": "lender_page_text",
        "confidence": 0.9,
        "source": "lender_site",
        "source_url": "https://bankers.firstcitizens.com/mortgage/sc/bluffton/webster-matt",
        "verified_at": "2026-10-09"
      },
      {
        "slug": "construction",
        "label": "Construction loan",
        "evidence": "lender_page_text",
        "confidence": 0.16,
        "source": "lender_site",
        "source_url": "https://bankers.firstcitizens.com/mortgage/sc/bluffton/webster-matt",
        "verified_at": "2026-10-09"
      },
      {
        "slug": "jumbo",
        "label": "Jumbo loan",
        "evidence": "lender_page_text",
        "confidence": 0.1,
        "source": "lender_site",
        "source_url": "https://bankers.firstcitizens.com/mortgage/sc/bluffton/webster-matt",
        "verified_at": "2026-10-09"
      },
      {
        "slug": "physician",
        "label": "Physician and medical professional",
        "evidence": "lender_page_text",
        "confidence": 0.1,
        "source": "lender_site",
        "source_url": "https://bankers.firstcitizens.com/mortgage/sc/bluffton/webster-matt",
        "verified_at": "2026-10-09"
      }
    ],
    "contacts": [],
    "disciplinary_actions": [],
    "media": [],
    "facts": [
      {
        "kind": "years_experience",
        "value": "1991",
        "source": "lender_site",
        "source_url": "https://bankers.firstcitizens.com/mortgage/sc/bluffton/webster-matt",
        "verified_at": "2026-10-09"
      },
      {
        "kind": "education",
        "value": "Graduated from Furman University",
        "source": "lender_site",
        "source_url": "https://bankers.firstcitizens.com/mortgage/sc/bluffton/webster-matt",
        "verified_at": "2026-10-09"
      },
      {
        "kind": "community",
        "value": "Active in Hilton Head Island Community Church",
        "source": "lender_site",
        "source_url": "https://bankers.firstcitizens.com/mortgage/sc/bluffton/webster-matt",
        "verified_at": "2026-10-09"
      }
    ],
    "last_verified_at": "2026-10-09",
    "updated_at": "2026-10-10 09:40:00.119634+00",
    "disciplinary_check": "not_checked",
    "gated_contact": {
      "kinds": [
        "email"
      ],
      "reveal_url": "https://lendb.ai/lo/matt-webster-659265#contact",
      "note": "Phone and email are shown on the profile page after a quick human check, one profile at a time. They are not available through the API or MCP. To reach this loan officer, open reveal_url or lender_profile_url.",
      "source": "lender_site",
      "source_url": "https://bankers.firstcitizens.com/mortgage/sc/bluffton/webster-matt",
      "verified_at": "2026-10-09"
    },
    "licensed_since": null,
    "federal_registration": {
      "status": "likely",
      "basis": "employer_type",
      "employer_type": "bank",
      "note": "Federally registered MLOs aren't state-licensed; verify at NMLS"
    }
  }
}