---
canonical_url: https://lendb.ai/lo/matthew-barnes-1516019
json_url: https://lendb.ai/lo/matthew-barnes-1516019.json
nmls_id: 1516019
last_verified: 2026-10-09
---

# Matthew Barnes

Loan Officer at Guild Mortgage, San Diego, CA. NMLS ID 1516019 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1516019)).

**Summary:** Matthew Barnes (NMLS 1516019) is Loan Officer at Guild Mortgage, based in San Diego, CA. Licensed in Florida, confirmed with the state regulator (license LO40734). Also lists Arizona, California, Georgia, Hawaii, Illinois, Kentucky, Mississippi, North Carolina and 3 more on the lender page (not yet checked with the state regulator). Licensed since 2017 (per Florida records). States 7 years of experience. Last verified 2026-10-09.

## At a glance

- Licensed since 2017 (per Florida records). This is license history on file, not total experience.
- Years experience (stated by the LO): 7 (source: https://branches.guildmortgage.com/ca/sandiego/matthew-barnes-332-chmba.html, verified 2026-10-09)
- Licensed in: Florida (FL, confirmed), Arizona (AZ, lender_reported), California (CA, lender_reported), Georgia (GA, lender_reported), Hawaii (HI, lender_reported), Illinois (IL, lender_reported), Kentucky (KY, lender_reported), Mississippi (MS, lender_reported), North Carolina (NC, lender_reported), Oklahoma (OK, lender_reported), Texas (TX, lender_reported), Utah (UT, lender_reported)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties


## About

Matthew Barnes has worked as a mortgage loan originator for seven years. He graduated from the University of Arizona in 2015 and focuses on educating clients about loan products suited to their needs.

Source: LenDb summary of the lender page, verified 2026-10-09.

## Facts from the lender page and intro

- years_experience: 7. Source: https://branches.guildmortgage.com/ca/sandiego/matthew-barnes-332-chmba.html, verified 2026-10-09.
- education: University of Arizona, graduated 2015. Source: https://branches.guildmortgage.com/ca/sandiego/matthew-barnes-332-chmba.html, verified 2026-10-09.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| FL | state_license | LO40734 | active | confirmed | 2017-03-06 | state_regulator | 2026-10-09 |
| AZ | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| CA | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| GA | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| HI | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| IL | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| KY | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| MS | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| NC | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| OK | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| TX | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| UT | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |

## Employment history

- ? to present: Guild Mortgage (NMLS 3274), San Diego, CA. Source: https://branches.guildmortgage.com/ca/sandiego/matthew-barnes-332-chmba.html, verified 2026-10-09.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1516019

## Contact

- View profile at Guild Mortgage: https://branches.guildmortgage.com/ca/sandiego/matthew-barnes-332-chmba.html
- Email on file: shown at https://lendb.ai/lo/matthew-barnes-1516019#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1516019
- state_regulator: https://real.flofr.com/Public/LO/LoanOriginators_AI_Monthly.zip
- lender_site: https://branches.guildmortgage.com/ca/sandiego/matthew-barnes-332-chmba.html

Cite as: Matthew Barnes (NMLS 1516019), Guild Mortgage. LenDb.ai, https://lendb.ai/lo/matthew-barnes-1516019, last verified 2026-10-09.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._