---
canonical_url: https://lendb.ai/lo/matthew-barrett-258528
json_url: https://lendb.ai/lo/matthew-barrett-258528.json
nmls_id: 258528
last_verified: 2026-10-09
---

# Matt Barrett

Branch Manager at Intercap Lending, Cottonwood Heights, UT. NMLS ID 258528 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/258528)).

**Summary:** Matt Barrett (NMLS 258528) is Branch Manager at Intercap Lending, based in Cottonwood Heights, UT. Licensed in Florida, confirmed with the state regulator (license LO66991). Also lists Arkansas, Arizona, California, Colorado, Iowa, Idaho, Michigan, Nebraska and 10 more on the lender page (not yet checked with the state regulator). Licensed since 2020 (per Florida records). States 20 years of experience. Last verified 2026-10-09.

## At a glance

- Licensed since 2020 (per Florida records). This is license history on file, not total experience.
- Years experience (stated by the LO): 20 (source: https://www.intercaplending.com/loan-officer/matt-barrett/, verified 2026-10-09)
- Licensed in: Florida (FL, confirmed), Arkansas (AR, lender_reported), Arizona (AZ, lender_reported), California (CA, lender_reported), Colorado (CO, lender_reported), Iowa (IA, lender_reported), Idaho (ID, lender_reported), Michigan (MI, lender_reported), Nebraska (NE, lender_reported), New Jersey (NJ, lender_reported), New Mexico (NM, lender_reported), Nevada (NV, lender_reported), Oklahoma (OK, lender_reported), Oregon (OR, lender_reported), South Carolina (SC, lender_reported), Texas (TX, lender_reported), Utah (UT, lender_reported), Washington (WA, lender_reported), Wyoming (WY, lender_reported)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties


## About

Matt Barrett has worked in residential lending in Utah for 20 years. He specializes in conventional, investment, FHA, grant programs, VA, USDA, and niche loan products, focusing on helping clients find the best fit for their financial situation.

Source: LenDb summary of the lender page, verified 2026-10-09.

## Facts from the lender page and intro

- years_experience: 20. Source: https://www.intercaplending.com/loan-officer/matt-barrett/, verified 2026-10-09.
- credential: vast amount of knowledge and experience in lending. Source: https://www.intercaplending.com/loan-officer/matt-barrett/, verified 2026-10-09.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| FL | state_license | LO66991 | active | confirmed | 2020-01-15 | state_regulator | 2026-10-09 |
| AR | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| AZ | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| CA | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| CO | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| IA | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| ID | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| MI | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| NE | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| NJ | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| NM | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| NV | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| OK | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| OR | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| SC | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| TX | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| UT | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| WA | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| WY | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |

## Employment history

- ? to present: Intercap Lending (NMLS 190465), Cottonwood Heights, UT. Source: https://www.intercaplending.com/loan-officer/matt-barrett/, verified 2026-10-09.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/258528

## Contact

- linkedin_url: https://www.linkedin.com/in/mattbarrettintercaplending/ (source: lender_site, verified 2026-10-09)
- View profile at Intercap Lending: https://www.intercaplending.com/loan-officer/matt-barrett/
- Office phone and Email on file: shown at https://lendb.ai/lo/matthew-barrett-258528#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/258528
- state_regulator: https://real.flofr.com/Public/LO/LoanOriginators_AI_Monthly.zip
- lender_site: https://www.intercaplending.com/loan-officer/matt-barrett/

Cite as: Matt Barrett (NMLS 258528), Intercap Lending. LenDb.ai, https://lendb.ai/lo/matthew-barrett-258528, last verified 2026-10-09.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._
