---
canonical_url: https://lendb.ai/lo/matthew-bittner-1999898
json_url: https://lendb.ai/lo/matthew-bittner-1999898.json
nmls_id: 1999898
last_verified: 2026-10-09
---

# Matthew Bittner

Mortgage Loan officer at Southern Trust Mortgage, Virginia Beach, VA. NMLS ID 1999898 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1999898)).

**Summary:** Matthew Bittner (NMLS 1999898) is Mortgage Loan officer at Southern Trust Mortgage, based in Virginia Beach, VA. Lists North Carolina and Virginia on the lender page (not yet checked with the state regulator). Earliest state license record: January 11, 2022 (Florida), per state regulator. Last verified 2026-10-09.

## At a glance

- Earliest state license record: January 11, 2022 (Florida), per state regulator. A record date from the state rosters we hold, not proof of continuous licensure or total experience.
- Licensed in: North Carolina (NC, lender_reported), Virginia (VA, lender_reported)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties


## About

Matthew specializes in guiding first-time homebuyers and offers expertise in FHA, VA, and conventional loans. A NC and VA lender, he emphasizes transparent communication and local market knowledge.

Source: LenDb summary of the lender page, verified 2026-10-09.

## Facts from the lender page and intro

- service_area: North Carolina and Virginia. Source: https://www.southerntrust.com/matthew-bittner/, verified 2026-10-09.
- credential: 17 customer reviews. Source: https://www.southerntrust.com/matthew-bittner/, verified 2026-10-09.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| FL | state_license | LO100287 | expired | confirmed | 2022-01-11 | state_regulator | 2026-10-09 |
| NC | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| VA | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |

## Employment history

- ? to present: Southern Trust Mortgage (NMLS 2921), Virginia Beach, VA. Source: https://www.southerntrust.com/matthew-bittner/, verified 2026-10-09.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1999898

## Contact

- linkedin_url: https://www.linkedin.com/in/matt-bittner-8879764/ (source: lender_site, verified 2026-10-09)
- View profile at Southern Trust Mortgage: https://www.southerntrust.com/matthew-bittner/
- Office phone and Email on file: shown at https://lendb.ai/lo/matthew-bittner-1999898#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1999898
- state_regulator: https://real.flofr.com/Public/LO/LoanOriginators_AI_Monthly.zip
- lender_site: https://www.southerntrust.com/matthew-bittner/

Cite as: Matthew Bittner (NMLS 1999898), Southern Trust Mortgage. LenDb.ai, https://lendb.ai/lo/matthew-bittner-1999898, last verified 2026-10-09.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._