--- canonical_url: https://lendb.ai/lo/matthew-fenster-21524 json_url: https://lendb.ai/lo/matthew-fenster-21524.json nmls_id: 21524 last_verified: 2026-10-09 --- # Matt Fenster District Manager at Guild Mortgage, Middletown, RI. NMLS ID 21524 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/21524)). **Summary:** Matt Fenster (NMLS 21524) is District Manager at Guild Mortgage, based in Middletown, RI. Licensed in Florida, confirmed with the state regulator (license LO146864). Also lists Alabama, Connecticut, Indiana, Massachusetts, Maryland, North Carolina, New Hampshire, New Jersey and 3 more on the lender page (not yet checked with the state regulator). Focus areas shown on the lender page: First-time buyer. Licensed since 2026 (per Florida records). States 22 years of experience. Last verified 2026-10-09. ## At a glance - Licensed since 2026 (per Florida records). This is license history on file, not total experience. - Years experience (stated by the LO): 22 (source: https://branches.guildmortgage.com/ri/middletown/matt-fenster-227-rgmfe.html, verified 2026-10-09) - Licensed in: Florida (FL, confirmed), Alabama (AL, lender_reported), Connecticut (CT, lender_reported), Indiana (IN, lender_reported), Massachusetts (MA, lender_reported), Maryland (MD, lender_reported), North Carolina (NC, lender_reported), New Hampshire (NH, lender_reported), New Jersey (NJ, lender_reported), Pennsylvania (PA, lender_reported), Rhode Island (RI, lender_reported), Virginia (VA, lender_reported) - License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer. - Languages: not listed - Profile: unclaimed - Status: active ## Specialties - **First-time buyer** (`first-time-buyer`): lender page, confidence 0.70, verified 2026-10-09. Source: https://branches.guildmortgage.com/ri/middletown/matt-fenster-227-rgmfe.html ## About With over 22 years in mortgage, Matt Fenster is known for transparent, client-focused home loan experience. Specializes in Rhode Island, Massachusetts, Connecticut, and surrounding areas. Source: LenDb summary of the lender page, verified 2026-10-09. ## Facts from the lender page and intro - years_experience: 22. Source: https://branches.guildmortgage.com/ri/middletown/matt-fenster-227-rgmfe.html, verified 2026-10-09. - service_area: Rhode Island, Massachusetts, Connecticut, and surrounding areas. Source: https://branches.guildmortgage.com/ri/middletown/matt-fenster-227-rgmfe.html, verified 2026-10-09. - role: loan originator, coach, and mentor. Source: https://branches.guildmortgage.com/ri/middletown/matt-fenster-227-rgmfe.html, verified 2026-10-09. ## Licenses | State | Type | Number | Status | Confidence | Issued | Source | Verified | |---|---|---|---|---|---|---|---| | FL | state_license | LO146864 | active | confirmed | 2026-04-15 | state_regulator | 2026-10-09 | | AL | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-09 | | CT | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-09 | | IN | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-09 | | MA | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-09 | | MD | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-09 | | NC | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-09 | | NH | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-09 | | NJ | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-09 | | PA | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-09 | | RI | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-09 | | VA | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-09 | ## Employment history - ? to present: Guild Mortgage (NMLS 3274), Middletown, RI. Source: https://branches.guildmortgage.com/ri/middletown/matt-fenster-227-rgmfe.html, verified 2026-10-09. ## Disciplinary history Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/21524 ## Contact - View profile at Guild Mortgage: https://branches.guildmortgage.com/ri/middletown/matt-fenster-227-rgmfe.html - Office phone and Email on file: shown at https://lendb.ai/lo/matthew-fenster-21524#contact after a quick human check (not available in this file, the API or MCP). ## Sources - nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/21524 - state_regulator: https://real.flofr.com/Public/LO/LoanOriginators_AI_Monthly.zip - lender_site: https://branches.guildmortgage.com/ri/middletown/matt-fenster-227-rgmfe.html Cite as: Matt Fenster (NMLS 21524), Guild Mortgage. LenDb.ai, https://lendb.ai/lo/matthew-fenster-21524, last verified 2026-10-09. _Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._