---
canonical_url: https://lendb.ai/lo/matthew-hardy-869845
json_url: https://lendb.ai/lo/matthew-hardy-869845.json
nmls_id: 869845
last_verified: 2026-10-09
---

# Matthew Hardy

Branch Manager & Founder at Xpert Home Lending. NMLS ID 869845 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/869845)).

**Summary:** Matthew Hardy (NMLS 869845) is Branch Manager & Founder at Xpert Home Lending. Lists Colorado, District of Columbia and Minnesota on the lender page (not yet checked with the state regulator). States 13 years of experience. Last verified 2026-10-09.

## At a glance

- Licensed since: unknown (no state regulator record on file). This is license history on file, not total experience.
- Years experience (stated by the LO): 13 (source: https://xperthomelending.com/loan-directory/matthew-hardy, verified 2026-10-09)
- Licensed in: Colorado (CO, lender_reported), District of Columbia (DC, lender_reported), Minnesota (MN, lender_reported)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties


## About

Matthew Hardy is a seasoned mortgage professional with over 13 years of experience and ranked in the top 1% of loan officers at JPMorgan Chase. He founded Greenlight Mortgage Group to deliver speed, transparency, and rapid closings averaging 8 days from clear-to-close.

Source: LenDb summary of the lender page, verified 2026-10-09.

## Facts from the lender page and intro

- years_experience: 13. Source: https://xperthomelending.com/loan-directory/matthew-hardy, verified 2026-10-09.
- credential: ranked in the top 1% of loan officers at JPMorgan Chase nationwide. Source: https://xperthomelending.com/loan-directory/matthew-hardy, verified 2026-10-09.
- role: founder of Greenlight Mortgage Group. Source: https://xperthomelending.com/loan-directory/matthew-hardy, verified 2026-10-09.
- other: team specializes in rapid closings averaging 8 days from clear-to-close. Source: https://xperthomelending.com/loan-directory/matthew-hardy, verified 2026-10-09.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| CO | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| DC | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| MN | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |

## Employment history

- ? to present: Xpert Home Lending (NMLS 2179191). Source: https://xperthomelending.com/loan-directory/matthew-hardy, verified 2026-10-09.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/869845

## Contact

- View profile at Xpert Home Lending: https://xperthomelending.com/loan-directory/matthew-hardy
- Office phone and Email on file: shown at https://lendb.ai/lo/matthew-hardy-869845#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/869845
- lender_site: https://xperthomelending.com/loan-directory/matthew-hardy

Cite as: Matthew Hardy (NMLS 869845), Xpert Home Lending. LenDb.ai, https://lendb.ai/lo/matthew-hardy-869845, last verified 2026-10-09.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._