---
canonical_url: https://lendb.ai/lo/matthew-horner-1644422
json_url: https://lendb.ai/lo/matthew-horner-1644422.json
nmls_id: 1644422
last_verified: 2026-10-09
---

# Matthew Horner

Originating Branch Manager at CrossCountry Mortgage, Middletown, NJ. NMLS ID 1644422 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1644422)).

**Summary:** Matthew Horner (NMLS 1644422) is Originating Branch Manager at CrossCountry Mortgage, based in Middletown, NJ. Licensed in 2 states confirmed with state regulators: Florida and Pennsylvania. Also lists California, Connecticut, Massachusetts, Maryland, North Carolina, New Jersey, New York and South Carolina on the lender page (not yet checked with the state regulator). Focus areas shown on the lender page: FHA loan and First-time buyer. Earliest state license record: June 12, 2019 (Florida), per state regulator. Last verified 2026-10-09.

## At a glance

- Earliest state license record: June 12, 2019 (Florida), per state regulator. A record date from the state rosters we hold, not proof of continuous licensure or total experience.
- Licensed in: Florida (FL, confirmed), California (CA, lender_reported), Connecticut (CT, lender_reported), Massachusetts (MA, lender_reported), Maryland (MD, lender_reported), North Carolina (NC, lender_reported), New Jersey (NJ, lender_reported), New York (NY, lender_reported), Pennsylvania (PA, confirmed), South Carolina (SC, lender_reported)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties

- **FHA loan** (`fha`): lender page, confidence 0.10, verified 2026-10-09. Source: https://crosscountrymortgage.com/middletown-nj-3466/matthew-horner/
- **First-time buyer** (`first-time-buyer`): lender page, confidence 0.10, verified 2026-10-09. Source: https://crosscountrymortgage.com/middletown-nj-3466/matthew-horner/

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| FL | state_license | LO61938 | active | confirmed | 2019-06-12 | state_regulator | 2026-10-09 |
| CA | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| CT | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| MA | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| MD | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| NC | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| NJ | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| NY | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| PA | state_license | 79972 | active | confirmed |  | state_regulator | 2026-10-10 |
| SC | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |

## Employment history

- ? to present: CrossCountry Mortgage (NMLS 3029), Middletown, NJ. Source: https://crosscountrymortgage.com/middletown-nj-3466/matthew-horner/, verified 2026-10-09.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1644422

## Contact

- View profile at CrossCountry Mortgage: https://crosscountrymortgage.com/middletown-nj-3466/matthew-horner/
- Office phone and Email on file: shown at https://lendb.ai/lo/matthew-horner-1644422#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1644422
- state_regulator: https://real.flofr.com/Public/LO/LoanOriginators_AI_Monthly.zip
- lender_site: https://crosscountrymortgage.com/middletown-nj-3466/matthew-horner/
- state_regulator: https://data.pa.gov/d/tyxc-jyug

Cite as: Matthew Horner (NMLS 1644422), CrossCountry Mortgage. LenDb.ai, https://lendb.ai/lo/matthew-horner-1644422, last verified 2026-10-09.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._