---
canonical_url: https://lendb.ai/lo/matthew-james-1938629
json_url: https://lendb.ai/lo/matthew-james-1938629.json
nmls_id: 1938629
last_verified: 2026-10-09
---

# Matt James

Branch Manager at Guild Mortgage, Richmond, VA. NMLS ID 1938629 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1938629)).

**Summary:** Matt James (NMLS 1938629) is Branch Manager at Guild Mortgage, based in Richmond, VA. Lists Georgia, North Carolina and Virginia on the lender page (not yet checked with the state regulator). Focus areas shown on the lender page: Jumbo loan and VA loan. Licensed since 2020 (per Florida records). States 25 years of experience. Last verified 2026-10-09.

## At a glance

- Licensed since 2020 (per Florida records). This is license history on file, not total experience.
- Years experience (stated by the LO): 25 (source: https://branches.guildmortgage.com/va/richmond/matt-james-664-chmj.html, verified 2026-10-09)
- Licensed in: Georgia (GA, lender_reported), North Carolina (NC, lender_reported), Virginia (VA, lender_reported)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties

- **Jumbo loan** (`jumbo`): lender page, confidence 0.70, verified 2026-10-09. Source: https://branches.guildmortgage.com/va/richmond/matt-james-664-chmj.html
- **VA loan** (`va`): lender page, confidence 0.68, verified 2026-10-09. Source: https://branches.guildmortgage.com/va/richmond/matt-james-664-chmj.html

## About

Matt James has over 25 years in real estate and mortgage banking. He brings 12 years of brokerage experience, six years leading Virginia's top brokerages, and five years in mortgage banking.

Source: LenDb summary of the lender page, verified 2026-10-09.

## Facts from the lender page and intro

- years_experience: 25. Source: https://branches.guildmortgage.com/va/richmond/matt-james-664-chmj.html, verified 2026-10-09.
- role: 12 years in real estate brokerage, 6 years leading two of Virginia's top real estate brokerages, 4 years consulting for mortgage banks, 5 years in mortgage banking. Source: https://branches.guildmortgage.com/va/richmond/matt-james-664-chmj.html, verified 2026-10-09.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| FL | state_license | LO69748 | expired | confirmed | 2020-04-27 | state_regulator | 2026-10-09 |
| GA | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| NC | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| VA | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |

## Employment history

- ? to present: Guild Mortgage (NMLS 3274), Richmond, VA. Source: https://branches.guildmortgage.com/va/richmond/matt-james-664-chmj.html, verified 2026-10-09.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1938629

## Contact

- View profile at Guild Mortgage: https://branches.guildmortgage.com/va/richmond/matt-james-664-chmj.html
- Office phone and Email on file: shown at https://lendb.ai/lo/matthew-james-1938629#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1938629
- state_regulator: https://real.flofr.com/Public/LO/LoanOriginators_JR_Monthly.zip
- lender_site: https://branches.guildmortgage.com/va/richmond/matt-james-664-chmj.html

Cite as: Matt James (NMLS 1938629), Guild Mortgage. LenDb.ai, https://lendb.ai/lo/matthew-james-1938629, last verified 2026-10-09.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._