--- canonical_url: https://lendb.ai/lo/matthew-lugas-169220 json_url: https://lendb.ai/lo/matthew-lugas-169220.json nmls_id: 169220 last_verified: 2026-10-10 --- # Matthew Lugas Mortgage Loan Originator at AnnieMac Home Mortgage, Mt. Laurel, NJ. NMLS ID 169220 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/169220)). **Summary:** Matthew Lugas (NMLS 169220) is Mortgage Loan Originator at AnnieMac Home Mortgage, based in Mt. Laurel, NJ. Licensed in Florida, confirmed with the state regulator (license LO61032). Also lists Alabama, Arkansas, Arizona, California, Delaware, Georgia, Illinois, Indiana and 9 more on the lender page (not yet checked with the state regulator). Earliest state license record: May 1, 2019 (Florida), per state regulator. Last verified 2026-10-10. ## At a glance - Earliest state license record: May 1, 2019 (Florida), per state regulator. A record date from the state rosters we hold, not proof of continuous licensure or total experience. - Licensed in: Florida (FL, confirmed), Alabama (AL, lender_reported), Arkansas (AR, lender_reported), Arizona (AZ, lender_reported), California (CA, lender_reported), Delaware (DE, lender_reported), Georgia (GA, lender_reported), Illinois (IL, lender_reported), Indiana (IN, lender_reported), Maryland (MD, lender_reported), Michigan (MI, lender_reported), North Carolina (NC, lender_reported), New Jersey (NJ, lender_reported), Ohio (OH, lender_reported), Pennsylvania (PA, lender_reported), South Carolina (SC, lender_reported), Texas (TX, lender_reported), Virginia (VA, lender_reported) - License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer. - Languages: not listed - Profile: unclaimed - Status: active ## Specialties ## Licenses | State | Type | Number | Status | Confidence | Issued | Source | Verified | |---|---|---|---|---|---|---|---| | FL | state_license | LO61032 | active | confirmed | 2019-05-01 | state_regulator | 2026-10-09 | | AL | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-10 | | AR | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-10 | | AZ | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-10 | | CA | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-10 | | DE | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-10 | | GA | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-10 | | IL | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-10 | | IN | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-10 | | MD | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-10 | | MI | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-10 | | NC | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-10 | | NJ | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-10 | | OH | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-10 | | PA | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-10 | | SC | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-10 | | TX | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-10 | | VA | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-10 | ## Employment history - ? to present: AnnieMac Home Mortgage (NMLS 338923), Mt. Laurel, NJ. Source: https://annie-mac.com/lo/matthewlugas/, verified 2026-10-10. ## Disciplinary history Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/169220 ## Contact - View profile at AnnieMac Home Mortgage: https://annie-mac.com/lo/matthewlugas/ - Office phone and Email on file: shown at https://lendb.ai/lo/matthew-lugas-169220#contact after a quick human check (not available in this file, the API or MCP). ## Sources - nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/169220 - state_regulator: https://real.flofr.com/Public/LO/LoanOriginators_JR_Monthly.zip - lender_site: https://annie-mac.com/lo/matthewlugas/ Cite as: Matthew Lugas (NMLS 169220), AnnieMac Home Mortgage. LenDb.ai, https://lendb.ai/lo/matthew-lugas-169220, last verified 2026-10-10. _Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._