---
canonical_url: https://lendb.ai/lo/matthew-o-connell-239152
json_url: https://lendb.ai/lo/matthew-o-connell-239152.json
nmls_id: 239152
last_verified: 2026-10-09
---

# Matthew O'Connell

Branch Manager at Embrace Home Loans, Timonium, MD. NMLS ID 239152 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/239152)).

**Summary:** Matthew O'Connell (NMLS 239152) is Branch Manager at Embrace Home Loans, based in Timonium, MD. Licensed in 2 states confirmed with state regulators: Florida and Pennsylvania. Also lists Maryland, New Jersey and South Carolina on the lender page (not yet checked with the state regulator). Licensed since 2024 (per Florida records). Last verified 2026-10-09.

## At a glance

- Licensed since 2024 (per Florida records). This is license history on file, not total experience.
- Licensed in: Florida (FL, confirmed), Pennsylvania (PA, confirmed), Maryland (MD, lender_reported), New Jersey (NJ, lender_reported), South Carolina (SC, lender_reported)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties


## About

Matthew is Branch Manager at Embrace and previously worked as Senior Mortgage Consultant at Prosperity Home Mortgage, where he led loan origination and coached team members. He holds a BS in Recreation Administration from College of New Jersey.

Source: LenDb summary of the lender page, verified 2026-10-09.

## Facts from the lender page and intro

- role: Previously Senior Mortgage Consultant at Prosperity Home Mortgage, focused on loan origination. Source: https://www.embracehomeloans.com/location/maryland/timonium/matthew-oconnell, verified 2026-10-09.
- education: BS in Recreation Administration from College of New Jersey. Source: https://www.embracehomeloans.com/location/maryland/timonium/matthew-oconnell, verified 2026-10-09.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| FL | state_license | LO133629 | active | confirmed | 2024-12-03 | state_regulator | 2026-10-09 |
| PA | state_license | 45327 | active | confirmed |  | state_regulator | 2026-10-10 |
| MD | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| NJ | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| SC | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |

## Employment history

- ? to present: Embrace Home Loans (NMLS 2184), Timonium, MD. Source: https://www.embracehomeloans.com/location/maryland/timonium/matthew-oconnell, verified 2026-10-09.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/239152

## Contact

- View profile at Embrace Home Loans: https://www.embracehomeloans.com/location/maryland/timonium/matthew-oconnell
- Office phone and Email on file: shown at https://lendb.ai/lo/matthew-o-connell-239152#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/239152
- state_regulator: https://real.flofr.com/Public/LO/LoanOriginators_JR_Monthly.zip
- state_regulator: https://data.pa.gov/d/tyxc-jyug
- lender_site: https://www.embracehomeloans.com/location/maryland/timonium/matthew-oconnell

Cite as: Matthew O'Connell (NMLS 239152), Embrace Home Loans. LenDb.ai, https://lendb.ai/lo/matthew-o-connell-239152, last verified 2026-10-09.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._