---
canonical_url: https://lendb.ai/lo/matthew-o-connor-982196
json_url: https://lendb.ai/lo/matthew-o-connor-982196.json
nmls_id: 982196
last_verified: 2026-10-09
---

# Matt O'Connor

Senior Loan Officer at First Heritage Mortgage. NMLS ID 982196 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/982196)).

**Summary:** Matt O'Connor (NMLS 982196) is Senior Loan Officer at First Heritage Mortgage. Licensed in Florida, confirmed with the state regulator (license LO28838). Also lists District of Columbia, Delaware, Maryland, North Carolina, Pennsylvania, South Carolina and Virginia on the lender page (not yet checked with the state regulator). Licensed since 2015 (per Florida records). States 15 years of experience. Last verified 2026-10-09.

## At a glance

- Licensed since 2015 (per Florida records). This is license history on file, not total experience.
- Years experience (stated by the LO): 15 (source: https://fhmtg.com/officers/matt-oconnor/, verified 2026-10-09)
- Licensed in: Florida (FL, confirmed), District of Columbia (DC, lender_reported), Delaware (DE, lender_reported), Maryland (MD, lender_reported), North Carolina (NC, lender_reported), Pennsylvania (PA, lender_reported), South Carolina (SC, lender_reported), Virginia (VA, lender_reported)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties


## About

Lifelong Washington metropolitan resident with 15+ years helping clients navigate the mortgage process. Known for clear communication, transparency, and deep knowledge of the local market.

Source: LenDb summary of the lender page, verified 2026-10-09.

## Facts from the lender page and intro

- years_experience: 15. Source: https://fhmtg.com/officers/matt-oconnor/, verified 2026-10-09.
- service_area: Washington metropolitan area. Source: https://fhmtg.com/officers/matt-oconnor/, verified 2026-10-09.
- community: Supports A Wider Circle and the First Tee. Source: https://fhmtg.com/officers/matt-oconnor/, verified 2026-10-09.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| FL | state_license | LO28838 | active | confirmed | 2015-03-10 | state_regulator | 2026-10-09 |
| DC | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| DE | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| MD | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| NC | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| PA | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| SC | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| VA | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |

## Employment history

- ? to present: First Heritage Mortgage (NMLS 86548). Source: https://fhmtg.com/officers/matt-oconnor/, verified 2026-10-09.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/982196

## Contact

- linkedin_url: https://www.linkedin.com/in/oconnormortgageteam/ (source: lender_site, verified 2026-10-09)
- View profile at First Heritage Mortgage: https://fhmtg.com/officers/matt-oconnor/
- Office phone on file: shown at https://lendb.ai/lo/matthew-o-connor-982196#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/982196
- state_regulator: https://real.flofr.com/Public/LO/LoanOriginators_JR_Monthly.zip
- lender_site: https://fhmtg.com/officers/matt-oconnor/

Cite as: Matt O'Connor (NMLS 982196), First Heritage Mortgage. LenDb.ai, https://lendb.ai/lo/matthew-o-connor-982196, last verified 2026-10-09.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._