---
canonical_url: https://lendb.ai/lo/matthew-pagano-266460
json_url: https://lendb.ai/lo/matthew-pagano-266460.json
nmls_id: 266460
last_verified: 2026-10-26
---

# Matthew T. Pagano

Mortgage Loan Officer at The Washington Trust Company, of Westerly, Warwick, RI. NMLS ID 266460 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/266460)).

Matthew T. Pagano (NMLS 266460) is a Mortgage Loan Officer at The Washington Trust Company, of Westerly in Warwick, Rhode Island.

**Summary:** Matthew T. Pagano (NMLS 266460) is Mortgage Loan Officer at The Washington Trust Company, of Westerly, based in Warwick, RI. Works at a bank, so likely federally registered: Federally registered MLOs aren't state-licensed; verify at NMLS. Earliest state license record: March 19, 2014 (Florida), per state regulator. States 15 years of experience. Last verified 2026-10-26.

## Quick answers

### Is Matthew licensed?

Matthew works at a bank; bank loan officers register with NMLS federally instead of holding state licenses. Verify at NMLS Consumer Access. Source: employer type in LenDb's lender registry.

### What lender does Matthew work for?

The Washington Trust Company, of Westerly, company NMLS 414726, from the Warwick, RI office, per the lender's own site (verified 2026-10-26). Source: https://www.washtrust.com/application/matthew-t-pagano.

### How long has Matthew been licensed?

The earliest state license record LenDb holds for Matthew is from March 19, 2014 (Florida regulator). That is a record date from the rosters we hold, not proof of continuous licensure. Matthew states 15 years of experience. Source: https://real.flofr.com/Public/LO/LoanOriginators_JR_Monthly.zip.

## At a glance

- Earliest state license record: March 19, 2014 (Florida), per state regulator. A record date from the state rosters we hold, not proof of continuous licensure or total experience.
- Years experience (stated by the LO): 15 (source: https://www.washtrust.com/application/matthew-t-pagano, verified 2026-10-26)
- Licensed in: no license list on file; check NMLS Consumer Access
- Federal registration: likely (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS.
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed (Languages come only from the loan officer's own lender page, and most lender pages do not list languages. A language that is not listed means not stated, not that the loan officer does not speak it.)
- Profile: unclaimed
- Status: active

## Specialties

### Focus (officer level: their own bio, title, certification, specialty list or claim)

- None on file yet.

## About

Matthew T. Pagano is a Mortgage Loan Officer based in Warwick, Rhode Island. They have over 15 years in the industry and say they work with both first-time homebuyers and real estate investors.

Source: LenDb summary of the lender page, verified 2026-10-26.

## Facts from the lender page and intro

- years_experience: 15. Source: https://www.washtrust.com/application/matthew-t-pagano, verified 2026-10-26.

## Licenses

| State | Regulator | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|---|
| FL | Florida regulator | state_license | LO23993 | inactive | confirmed | 2014-03-19 | state_regulator | 2026-10-15 |

## Employment history

- ? to present: The Washington Trust Company, of Westerly (NMLS 414726), Warwick, RI. Source: https://www.washtrust.com/application/matthew-t-pagano, verified 2026-10-26.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/266460

## Contact

- View profile at The Washington Trust Company, of Westerly: https://www.washtrust.com/application/matthew-t-pagano
- Office phone and Email on file: shown at https://lendb.ai/lo/matthew-pagano-266460#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/266460
- state_regulator: https://real.flofr.com/Public/LO/LoanOriginators_JR_Monthly.zip
- lender_site: https://www.washtrust.com/application/matthew-t-pagano

Cite as: Matthew T. Pagano (NMLS 266460), The Washington Trust Company, of Westerly. LenDb.ai, https://lendb.ai/lo/matthew-pagano-266460, last verified 2026-10-26.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._