---
canonical_url: https://lendb.ai/lo/matthew-reed-642700
json_url: https://lendb.ai/lo/matthew-reed-642700.json
nmls_id: 642700
last_verified: 2026-10-09
---

# Matthew Reed

Branch Manager at ALCOVA Mortgage, Fayetteville, NC. NMLS ID 642700 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/642700)).

**Summary:** Matthew Reed (NMLS 642700) is Branch Manager at ALCOVA Mortgage, based in Fayetteville, NC. Licensed in Florida, confirmed with the state regulator (license LO139925). Also lists North Carolina, New Jersey, South Carolina, Tennessee, Texas and Virginia on the lender page (not yet checked with the state regulator). Licensed since 2025 (per Florida records). Last verified 2026-10-09.

## At a glance

- Licensed since 2025 (per Florida records). This is license history on file, not total experience.
- Licensed in: Florida (FL, confirmed), North Carolina (NC, lender_reported), New Jersey (NJ, lender_reported), South Carolina (SC, lender_reported), Tennessee (TN, lender_reported), Texas (TX, lender_reported), Virginia (VA, lender_reported)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties


## About

Originally from Fayetteville, NC. Focuses on building relationships in the community.

Source: LenDb summary of the lender page, verified 2026-10-09.

## Facts from the lender page and intro

- community: Supports his church and youth sports. Source: https://alcova.com/loan-officer/mreed/, verified 2026-10-09.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| FL | state_license | LO139925 | active | confirmed | 2025-07-25 | state_regulator | 2026-10-09 |
| NC | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| NJ | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| SC | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| TN | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| TX | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| VA | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |

## Employment history

- ? to present: ALCOVA Mortgage (NMLS 40508), Fayetteville, NC. Source: https://alcova.com/loan-officer/mreed/, verified 2026-10-09.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/642700

## Contact

- linkedin_url: https://www.linkedin.com/in/mreedalcova/ (source: lender_site, verified 2026-10-09)
- View profile at ALCOVA Mortgage: https://alcova.com/loan-officer/mreed/
- Office phone and Email on file: shown at https://lendb.ai/lo/matthew-reed-642700#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/642700
- state_regulator: https://real.flofr.com/Public/LO/LoanOriginators_JR_Monthly.zip
- lender_site: https://alcova.com/loan-officer/mreed/

Cite as: Matthew Reed (NMLS 642700), ALCOVA Mortgage. LenDb.ai, https://lendb.ai/lo/matthew-reed-642700, last verified 2026-10-09.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._