---
canonical_url: https://lendb.ai/lo/matthew-schwartz-1976376
json_url: https://lendb.ai/lo/matthew-schwartz-1976376.json
nmls_id: 1976376
last_verified: 2026-10-09
---

# Matthew Schwartz

Loan Officer at Xpert Home Lending. NMLS ID 1976376 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1976376)).

**Summary:** Matthew Schwartz (NMLS 1976376) is Loan Officer at Xpert Home Lending. Licensed in Florida, confirmed with the state regulator (license LO145712). Also lists California, North Carolina, Tennessee and Texas on the lender page (not yet checked with the state regulator). Licensed since 2026 (per Florida records). Last verified 2026-10-09.

## At a glance

- Licensed since 2026 (per Florida records). This is license history on file, not total experience.
- Licensed in: Florida (FL, confirmed), California (CA, lender_reported), North Carolina (NC, lender_reported), Tennessee (TN, lender_reported), Texas (TX, lender_reported)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties


## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| FL | state_license | LO145712 | active | confirmed | 2026-03-10 | state_regulator | 2026-10-09 |
| CA | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| NC | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| TN | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| TX | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |

## Employment history

- ? to present: Xpert Home Lending (NMLS 2179191). Source: https://xperthomelending.com/loan-directory/matthew-schwartz, verified 2026-10-09.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1976376

## Contact

- View profile at Xpert Home Lending: https://xperthomelending.com/loan-directory/matthew-schwartz
- Office phone on file: shown at https://lendb.ai/lo/matthew-schwartz-1976376#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1976376
- state_regulator: https://real.flofr.com/Public/LO/LoanOriginators_SZ_Monthly.zip
- lender_site: https://xperthomelending.com/loan-directory/matthew-schwartz

Cite as: Matthew Schwartz (NMLS 1976376), Xpert Home Lending. LenDb.ai, https://lendb.ai/lo/matthew-schwartz-1976376, last verified 2026-10-09.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._