---
canonical_url: https://lendb.ai/lo/matthew-smith-2820793
json_url: https://lendb.ai/lo/matthew-smith-2820793.json
nmls_id: 2820793
last_verified: 2026-10-09
---

# Matthew Smith

Loan Officer at CrossCountry Mortgage, Chattanooga, TN. NMLS ID 2820793 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2820793)).

**Summary:** Matthew Smith (NMLS 2820793) is Loan Officer at CrossCountry Mortgage, based in Chattanooga, TN. Lists Georgia and Tennessee on the lender page (not yet checked with the state regulator). Last verified 2026-10-09.

## At a glance

- Earliest state license record: none on file. A record date from the state rosters we hold, not proof of continuous licensure or total experience.
- Licensed in: Georgia (GA, lender_reported), Tennessee (TN, lender_reported)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties


## About

Joined mortgage industry in July 2026 after working as a school counselor. Specializes in purchase loans and brings strong communication skills to make the loan process transparent and easy to understand.

Source: LenDb summary of the lender page, verified 2026-10-09.

## Facts from the lender page and intro

- role: Previously worked as a school counselor. Source: https://crosscountrymortgage.com/chattanooga-tn-4922/matthew-smith/, verified 2026-10-09.
- years_experience: since July 2026. Source: https://crosscountrymortgage.com/chattanooga-tn-4922/matthew-smith/, verified 2026-10-09.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| GA | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| TN | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |

## Employment history

- ? to present: CrossCountry Mortgage (NMLS 3029), Chattanooga, TN. Source: https://crosscountrymortgage.com/chattanooga-tn-4922/matthew-smith/, verified 2026-10-09.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2820793

## Contact

- View profile at CrossCountry Mortgage: https://crosscountrymortgage.com/chattanooga-tn-4922/matthew-smith/
- Office phone and Email on file: shown at https://lendb.ai/lo/matthew-smith-2820793#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2820793
- lender_site: https://crosscountrymortgage.com/chattanooga-tn-4922/matthew-smith/

Cite as: Matthew Smith (NMLS 2820793), CrossCountry Mortgage. LenDb.ai, https://lendb.ai/lo/matthew-smith-2820793, last verified 2026-10-09.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._