---
canonical_url: https://lendb.ai/lo/matthew-tran-1644981
json_url: https://lendb.ai/lo/matthew-tran-1644981.json
nmls_id: 1644981
last_verified: 2026-10-09
---

# Matthew Tran

VP, Mortgage Banker at Total Mortgage Services, Andover, MA. NMLS ID 1644981 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1644981)).

**Summary:** Matthew Tran (NMLS 1644981) is VP, Mortgage Banker at Total Mortgage Services, based in Andover, MA. Licensed in Florida, confirmed with the state regulator (license LO112247). Also lists Massachusetts and New Hampshire on the lender page (not yet checked with the state regulator). Focus areas shown on the lender page: First-time buyer. Licensed since 2022 (per Florida records). States 4 years of experience. Last verified 2026-10-09.

## At a glance

- Licensed since 2022 (per Florida records). This is license history on file, not total experience.
- Years experience (stated by the LO): 4 (source: https://www.totalmortgage.com/bankers/matthew-tran, verified 2026-10-09)
- Licensed in: Florida (FL, confirmed), Massachusetts (MA, lender_reported), New Hampshire (NH, lender_reported)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties

- **First-time buyer** (`first-time-buyer`): lender page, confidence 0.90, verified 2026-10-09. Source: https://www.totalmortgage.com/bankers/matthew-tran

## About

Matt Tran has four years in mortgage industry with two years as a residential loan officer. He specializes in working with millennials and first-time home buyers, focusing on education throughout the process.

Source: LenDb summary of the lender page, verified 2026-10-09.

## Facts from the lender page and intro

- years_experience: 4. Source: https://www.totalmortgage.com/bankers/matthew-tran, verified 2026-10-09.
- role: Residential loan officer for two years. Source: https://www.totalmortgage.com/bankers/matthew-tran, verified 2026-10-09.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| FL | state_license | LO112247 | active | confirmed | 2022-08-19 | state_regulator | 2026-10-09 |
| MA | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| NH | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |

## Employment history

- ? to present: Total Mortgage Services (NMLS 2764), Andover, MA. Source: https://www.totalmortgage.com/bankers/matthew-tran, verified 2026-10-09.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1644981

## Contact

- linkedin_url: https://www.linkedin.com/in/tranthemortgageman/ (source: lender_site, verified 2026-10-09)
- View profile at Total Mortgage Services: https://www.totalmortgage.com/bankers/matthew-tran
- Email on file: shown at https://lendb.ai/lo/matthew-tran-1644981#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1644981
- state_regulator: https://real.flofr.com/Public/LO/LoanOriginators_SZ_Monthly.zip
- lender_site: https://www.totalmortgage.com/bankers/matthew-tran

Cite as: Matthew Tran (NMLS 1644981), Total Mortgage Services. LenDb.ai, https://lendb.ai/lo/matthew-tran-1644981, last verified 2026-10-09.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._