---
canonical_url: https://lendb.ai/lo/maureen-elkins-507737
json_url: https://lendb.ai/lo/maureen-elkins-507737.json
nmls_id: 507737
last_verified: 2026-10-15
---

# Maureen Elkins

VP of Mortgage Lending at Guaranteed Rate Affinity, LLC, Bethel, CT. NMLS ID 507737 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/507737)).

**Summary:** Maureen Elkins (NMLS 507737) is VP of Mortgage Lending at Guaranteed Rate Affinity, LLC, based in Bethel, CT. Licensed in Connecticut, confirmed with the state regulator (license LO-507737). Focus areas shown on the lender page: Renovation loan (203k / HomeStyle), Reverse mortgage, DSCR loan, FHA loan and Jumbo loan. States 39 years of experience. Last verified 2026-10-15.

## At a glance

- Earliest state license record: none on file. A record date from the state rosters we hold, not proof of continuous licensure or total experience.
- Years experience (stated by the LO): 39 (source: https://www.grarate.com/loan-officers/maureen-elkins-507737, verified 2026-10-15)
- Licensed in: Connecticut (CT, confirmed)
- Works at an FHA-approved lender, per HUD (HUD FHA data, loans endorsed through Aug 2026): https://www.hud.gov/stat/sfh/fha-sf-portfolio-snapshot
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties

### Focus (officer level: their own bio, title, certification, specialty list or claim)

- **Renovation loan (203k / HomeStyle)** (`renovation`): from their lender profile page, confidence 0.85, verified 2026-10-15. Source: https://www.grarate.com/loan-officers/maureen-elkins-507737
- **Reverse mortgage** (`reverse`): from their lender profile page, confidence 0.85, verified 2026-10-15. Source: https://www.grarate.com/loan-officers/maureen-elkins-507737
- **DSCR loan** (`dscr`): from their lender profile page, confidence 0.70, verified 2026-10-15. Source: https://www.grarate.com/loan-officers/maureen-elkins-507737
- **FHA loan** (`fha`): from their lender profile page, confidence 0.70, verified 2026-10-15. Source: https://www.grarate.com/loan-officers/maureen-elkins-507737
- **Jumbo loan** (`jumbo`): from their lender profile page, confidence 0.70, verified 2026-10-15. Source: https://www.grarate.com/loan-officers/maureen-elkins-507737
- **Non-QM loan** (`non-qm`): from their lender profile page, confidence 0.70, verified 2026-10-15. Source: https://www.grarate.com/loan-officers/maureen-elkins-507737
- **First-time buyer** (`first-time-buyer`): from their lender profile page, confidence 0.60, verified 2026-10-15. Source: https://www.grarate.com/loan-officers/maureen-elkins-507737
- **Real estate investor** (`investor`): from their lender profile page, confidence 0.60, verified 2026-10-15. Source: https://www.grarate.com/loan-officers/maureen-elkins-507737
- **Self-employed** (`self-employed`): from their lender profile page, confidence 0.60, verified 2026-10-15. Source: https://www.grarate.com/loan-officers/maureen-elkins-507737
- **VA loan** (`va`): from their lender profile page, confidence 0.40, verified 2026-10-15. Source: https://www.grarate.com/loan-officers/maureen-elkins-507737

## About

Maureen Elkins has 39 years of mortgage experience and focuses on CHFA, FHA, VA, reverse, renovation and jumbo loans across Connecticut. Serves Hartford County towns including Bethel, Enfield and West Hartford.

Source: LenDb summary of the lender page, verified 2026-10-15.

## Facts from the lender page and intro

- years_experience: 39. Source: https://www.grarate.com/loan-officers/maureen-elkins-507737, verified 2026-10-15.
- service_area: Suffield, Enfield, Hartford County, South Windsor, West Hartford, Granby, Windsor, East Windsor, Somers, Bethel, Connecticut. Source: https://www.grarate.com/loan-officers/maureen-elkins-507737, verified 2026-10-15.
- credential: Certified specialist in reverse and renovation loans. Source: https://www.grarate.com/loan-officers/maureen-elkins-507737, verified 2026-10-15.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| CT | state_license | LO-507737 | active | confirmed |  | state_regulator | 2026-10-15 |

## Employment history

- ? to present: Guaranteed Rate Affinity, LLC (NMLS 1598647), Bethel, CT. Source: https://www.grarate.com/loan-officers/maureen-elkins-507737, verified 2026-10-15.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/507737

## Contact

- linkedin_url: https://www.linkedin.com/in/melkins1/ (source: lender_site, verified 2026-10-15)
- View profile at Guaranteed Rate Affinity, LLC: https://www.grarate.com/loan-officers/maureen-elkins-507737
- Office phone and Email on file: shown at https://lendb.ai/lo/maureen-elkins-507737#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/507737
- state_regulator: https://portal.ct.gov/dob/consumer-credit-licenses/consumer-credit-licenses/mortgage-loan-originators-licensed-in-connecticut
- lender_site: https://www.grarate.com/loan-officers/maureen-elkins-507737
- HUD (FHA data): https://www.hud.gov/stat/sfh/fha-sf-portfolio-snapshot

Cite as: Maureen Elkins (NMLS 507737), Guaranteed Rate Affinity, LLC. LenDb.ai, https://lendb.ai/lo/maureen-elkins-507737, last verified 2026-10-15.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._