{
  "canonical_url": "https://lendb.ai/lo/mckim-beale-517074",
  "loan_officer": {
    "nmls_id": 517074,
    "slug": "mckim-beale-517074",
    "canonical_url": "https://lendb.ai/lo/mckim-beale-517074",
    "md_url": "https://lendb.ai/lo/mckim-beale-517074.md",
    "json_url": "https://lendb.ai/lo/mckim-beale-517074.json",
    "nmls_consumer_access_url": "https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/517074",
    "full_name": {
      "value": "McKim Beale",
      "source": "lender_site",
      "source_url": "https://townebankmortgage.com/officers/mckim-beale/",
      "verified_at": "2026-10-09"
    },
    "first_name": "McKim",
    "last_name": "Beale",
    "headshot_url": {
      "value": "https://cd6ba676d20046a3prod.blob.core.windows.net/tbmgraphics/townebankmortgage/media/graphics/loan%20officers/tbm%20loan%20officers/jpg/mckim-beale_towne-bank-mortgage.jpg?ext=.jpg",
      "source": "lender_site",
      "source_url": "https://townebankmortgage.com/officers/mckim-beale/",
      "verified_at": "2026-10-09"
    },
    "bio": {
      "value": "McKim Beale has over 40 years of mortgage industry experience and was past president of the Virginia Mortgage Bankers Association and Peninsula Mortgage Bankers Association. He specializes in working with first-time homebuyers and local Virginia housing programs.",
      "source": "lender_site",
      "source_url": "https://townebankmortgage.com/officers/mckim-beale/",
      "verified_at": "2026-10-09"
    },
    "title": {
      "value": "Senior Mortgage Loan Officer",
      "source": "lender_site",
      "source_url": "https://townebankmortgage.com/officers/mckim-beale/",
      "verified_at": "2026-10-09"
    },
    "languages": {
      "value": [],
      "source": "lender_site",
      "source_url": "https://townebankmortgage.com/officers/mckim-beale/",
      "verified_at": "2026-10-09"
    },
    "years_licensed": null,
    "years_experience": {
      "value": 40,
      "source": "lender_site",
      "source_url": "https://townebankmortgage.com/officers/mckim-beale/",
      "verified_at": "2026-10-09"
    },
    "status": "active",
    "claimed": false,
    "claimed_at": null,
    "profile_completeness": 90,
    "current_employment": {
      "lender_nmls_id": 512138,
      "lender_name": "TowneBank Mortgage",
      "lender_slug": "townebank-mortgage-512138",
      "branch_city": "Newport News",
      "branch_state": "VA",
      "branch_zip": "23602",
      "start_date": null,
      "end_date": null,
      "lender_profile_url": "https://townebankmortgage.com/officers/mckim-beale/",
      "lender_type": "bank",
      "source": "lender_site",
      "source_url": "https://townebankmortgage.com/officers/mckim-beale/",
      "verified_at": "2026-10-09"
    },
    "employment_history": [
      {
        "lender_nmls_id": 512138,
        "lender_name": "TowneBank Mortgage",
        "lender_slug": "townebank-mortgage-512138",
        "branch_city": "Newport News",
        "branch_state": "VA",
        "branch_zip": "23602",
        "start_date": null,
        "end_date": null,
        "lender_profile_url": "https://townebankmortgage.com/officers/mckim-beale/",
        "lender_type": "bank",
        "source": "lender_site",
        "source_url": "https://townebankmortgage.com/officers/mckim-beale/",
        "verified_at": "2026-10-09"
      }
    ],
    "licenses": [],
    "specialties": [
      {
        "slug": "first-time-buyer",
        "label": "First-time buyer",
        "evidence": "lender_page_text",
        "confidence": 0.85,
        "source": "lender_site",
        "source_url": "https://townebankmortgage.com/officers/mckim-beale/",
        "verified_at": "2026-10-09"
      }
    ],
    "contacts": [
      {
        "kind": "linkedin_url",
        "value": "https://www.linkedin.com/in/mckim-beale-2b538714a/",
        "source": "lender_site",
        "source_url": "https://townebankmortgage.com/officers/mckim-beale/",
        "verified_at": "2026-10-09"
      }
    ],
    "disciplinary_actions": [],
    "media": [],
    "facts": [
      {
        "kind": "years_experience",
        "value": "40",
        "source": "lender_site",
        "source_url": "https://townebankmortgage.com/officers/mckim-beale/",
        "verified_at": "2026-10-09"
      },
      {
        "kind": "role",
        "value": "past president of the Virginia Mortgage Bankers Association and Peninsula Mortgage Bankers Association",
        "source": "lender_site",
        "source_url": "https://townebankmortgage.com/officers/mckim-beale/",
        "verified_at": "2026-10-09"
      },
      {
        "kind": "service_area",
        "value": "Virginia, particularly first-time homebuyer programs and local housing grants",
        "source": "lender_site",
        "source_url": "https://townebankmortgage.com/officers/mckim-beale/",
        "verified_at": "2026-10-09"
      }
    ],
    "last_verified_at": "2026-10-09",
    "updated_at": "2026-10-10 06:55:00.763967+00",
    "disciplinary_check": "not_checked",
    "gated_contact": {
      "kinds": [
        "phone_office",
        "email"
      ],
      "reveal_url": "https://lendb.ai/lo/mckim-beale-517074#contact",
      "note": "Phone and email are shown on the profile page after a quick human check, one profile at a time. They are not available through the API or MCP. To reach this loan officer, open reveal_url or lender_profile_url.",
      "source": "lender_site",
      "source_url": "https://townebankmortgage.com/officers/mckim-beale/",
      "verified_at": "2026-10-09"
    },
    "earliest_license_record": null,
    "licensed_since": null,
    "federal_registration": {
      "status": "likely",
      "basis": "employer_type",
      "employer_type": "bank",
      "note": "Federally registered MLOs aren't state-licensed; verify at NMLS"
    }
  }
}