{
  "canonical_url": "https://lendb.ai/lo/megan-curtis-1621681",
  "loan_officer": {
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    "slug": "megan-curtis-1621681",
    "canonical_url": "https://lendb.ai/lo/megan-curtis-1621681",
    "md_url": "https://lendb.ai/lo/megan-curtis-1621681.md",
    "json_url": "https://lendb.ai/lo/megan-curtis-1621681.json",
    "nmls_consumer_access_url": "https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1621681",
    "full_name": {
      "value": "Megan Curtis",
      "source": "lender_site",
      "source_url": "https://www.pennymac.com/find-loan-officer/megan-curtis",
      "verified_at": "2026-10-09"
    },
    "first_name": "Megan",
    "last_name": "Curtis",
    "headshot_url": {
      "value": "https://www.pennymac.com/assets/images/find-loan-officer/headshots/megan-curtis.jpg",
      "source": "lender_site",
      "source_url": "https://www.pennymac.com/find-loan-officer/megan-curtis",
      "verified_at": "2026-10-09"
    },
    "bio": {
      "value": "Megan is a dedicated loan officer and mother of two who specializes in purchase loans, refinances, and home equity loans with personalized solutions.",
      "source": "lender_site",
      "source_url": "https://www.pennymac.com/find-loan-officer/megan-curtis",
      "verified_at": "2026-10-09"
    },
    "title": {
      "value": "Purchase Loan Officer",
      "source": "lender_site",
      "source_url": "https://www.pennymac.com/find-loan-officer/megan-curtis",
      "verified_at": "2026-10-09"
    },
    "languages": {
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      "source_url": "https://www.pennymac.com/find-loan-officer/megan-curtis",
      "verified_at": "2026-10-09"
    },
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    "claimed_at": null,
    "profile_completeness": 95,
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      "lender_slug": "pennymac-35953",
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      "branch_state": "CA",
      "branch_zip": "91101",
      "start_date": null,
      "end_date": null,
      "lender_profile_url": "https://www.pennymac.com/find-loan-officer/megan-curtis",
      "lender_type": "imb",
      "source": "lender_site",
      "source_url": "https://www.pennymac.com/find-loan-officer/megan-curtis",
      "verified_at": "2026-10-09"
    },
    "employment_history": [
      {
        "lender_nmls_id": 35953,
        "lender_name": "Pennymac",
        "lender_slug": "pennymac-35953",
        "branch_city": "Pasadena",
        "branch_state": "CA",
        "branch_zip": "91101",
        "start_date": null,
        "end_date": null,
        "lender_profile_url": "https://www.pennymac.com/find-loan-officer/megan-curtis",
        "lender_type": "imb",
        "source": "lender_site",
        "source_url": "https://www.pennymac.com/find-loan-officer/megan-curtis",
        "verified_at": "2026-10-09"
      }
    ],
    "licenses": [
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        "state": "FL",
        "license_type": "state_license",
        "license_number": "LO138086",
        "status": "active",
        "issued_at": "2025-05-16",
        "source": "state_regulator",
        "source_url": "https://real.flofr.com/Public/LO/LoanOriginators_AI_Monthly.zip",
        "verified_at": "2026-10-09",
        "confidence": "confirmed"
      },
      {
        "state": "CO",
        "license_type": "state_license",
        "license_number": "100508631",
        "status": "active",
        "issued_at": "2017-09-12",
        "source": "state_regulator",
        "source_url": "https://apps.colorado.gov/dre/licensing/Lookup/PrintLicenseDetails.aspx?cred=203169&contact=421491",
        "verified_at": "2026-10-09",
        "confidence": "confirmed"
      },
      {
        "state": "AZ",
        "license_type": "state_license",
        "license_number": null,
        "status": "listed_on_lender_site",
        "issued_at": null,
        "source": "lender_site",
        "source_url": "https://www.pennymac.com/find-loan-officer/megan-curtis",
        "verified_at": "2026-10-09",
        "confidence": "lender_reported"
      },
      {
        "state": "CA",
        "license_type": "state_license",
        "license_number": null,
        "status": "listed_on_lender_site",
        "issued_at": null,
        "source": "lender_site",
        "source_url": "https://www.pennymac.com/find-loan-officer/megan-curtis",
        "verified_at": "2026-10-09",
        "confidence": "lender_reported"
      },
      {
        "state": "NJ",
        "license_type": "state_license",
        "license_number": null,
        "status": "listed_on_lender_site",
        "issued_at": null,
        "source": "lender_site",
        "source_url": "https://www.pennymac.com/find-loan-officer/megan-curtis",
        "verified_at": "2026-10-09",
        "confidence": "lender_reported"
      }
    ],
    "specialties": [
      {
        "slug": "heloc",
        "label": "HELOC",
        "evidence": "lender_page_text",
        "confidence": 0.9,
        "source": "lender_site",
        "source_url": "https://www.pennymac.com/find-loan-officer/megan-curtis",
        "verified_at": "2026-10-09"
      }
    ],
    "contacts": [],
    "disciplinary_actions": [],
    "media": [],
    "facts": [],
    "last_verified_at": "2026-10-09",
    "updated_at": "2026-10-10 02:54:02.775026+00",
    "disciplinary_check": "not_checked",
    "gated_contact": {
      "kinds": [
        "email"
      ],
      "reveal_url": "https://lendb.ai/lo/megan-curtis-1621681#contact",
      "note": "Phone and email are shown on the profile page after a quick human check, one profile at a time. They are not available through the API or MCP. To reach this loan officer, open reveal_url or lender_profile_url.",
      "source": "lender_site",
      "source_url": "https://www.pennymac.com/find-loan-officer/megan-curtis",
      "verified_at": "2026-10-09"
    },
    "licensed_since": {
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      "state": "CO"
    },
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  }
}