---
canonical_url: https://lendb.ai/lo/megan-lamerato-743350
json_url: https://lendb.ai/lo/megan-lamerato-743350.json
nmls_id: 743350
last_verified: 2026-10-09
---

# Megan Lamerato

Loan Officer at Xpert Home Lending. NMLS ID 743350 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/743350)).

**Summary:** Megan Lamerato (NMLS 743350) is Loan Officer at Xpert Home Lending. Licensed in 2 states confirmed with state regulators: Florida and Colorado. Also lists Arizona, California and Michigan on the lender page (not yet checked with the state regulator). Licensed since 2019 (per Colorado records). States 17 years of experience. Last verified 2026-10-09.

## At a glance

- Licensed since 2019 (per Colorado records). This is license history on file, not total experience.
- Years experience (stated by the LO): 17 (source: https://xperthomelending.com/loan-directory/megan-lamerato, verified 2026-10-09)
- Licensed in: Florida (FL, confirmed), Colorado (CO, confirmed), Arizona (AZ, lender_reported), California (CA, lender_reported), Michigan (MI, lender_reported)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties


## About

Megan has 17 years of mortgage lending experience across Colorado, Michigan, Arizona, California, and Florida. They specialize in solving complex lending scenarios and finding creative financing solutions.

Source: LenDb summary of the lender page, verified 2026-10-09.

## Facts from the lender page and intro

- years_experience: 17. Source: https://xperthomelending.com/loan-directory/megan-lamerato, verified 2026-10-09.
- service_area: Colorado, Michigan, Arizona, California, and Florida. Source: https://xperthomelending.com/loan-directory/megan-lamerato, verified 2026-10-09.
- education: Background in education. Source: https://xperthomelending.com/loan-directory/megan-lamerato, verified 2026-10-09.
- role: Career in lending began in 2011. Source: https://xperthomelending.com/loan-directory/megan-lamerato, verified 2026-10-09.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| FL | state_license | LO135280 | active | confirmed | 2025-02-10 | state_regulator | 2026-10-09 |
| CO | state_license | 100513392 | active | confirmed | 2019-01-25 | state_regulator | 2026-10-10 |
| AZ | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| CA | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| MI | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |

## Employment history

- ? to present: Xpert Home Lending (NMLS 2179191). Source: https://xperthomelending.com/loan-directory/megan-lamerato, verified 2026-10-09.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/743350

## Contact

- View profile at Xpert Home Lending: https://xperthomelending.com/loan-directory/megan-lamerato
- Office phone and Email on file: shown at https://lendb.ai/lo/megan-lamerato-743350#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/743350
- state_regulator: https://real.flofr.com/Public/LO/LoanOriginators_JR_Monthly.zip
- state_regulator: https://apps.colorado.gov/dre/licensing/Lookup/PrintLicenseDetails.aspx?cred=229511&contact=449526
- lender_site: https://xperthomelending.com/loan-directory/megan-lamerato

Cite as: Megan Lamerato (NMLS 743350), Xpert Home Lending. LenDb.ai, https://lendb.ai/lo/megan-lamerato-743350, last verified 2026-10-09.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._