---
canonical_url: https://lendb.ai/lo/megan-luksha-184748
json_url: https://lendb.ai/lo/megan-luksha-184748.json
nmls_id: 184748
last_verified: 2026-10-09
---

# Megan Luksha

Loan Officer at Xpert Home Lending. NMLS ID 184748 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/184748)).

**Summary:** Megan Luksha (NMLS 184748) is Loan Officer at Xpert Home Lending. Licensed in 2 states confirmed with state regulators: Florida and Colorado. Also lists Arizona, Montana, North Dakota, New Mexico, Texas, Utah and Washington on the lender page (not yet checked with the state regulator). Licensed since 2011 (per Colorado records). Last verified 2026-10-09.

## At a glance

- Licensed since 2011 (per Colorado records). This is license history on file, not total experience.
- Licensed in: Florida (FL, confirmed), Colorado (CO, confirmed), Arizona (AZ, lender_reported), Montana (MT, lender_reported), North Dakota (ND, lender_reported), New Mexico (NM, lender_reported), Texas (TX, lender_reported), Utah (UT, lender_reported), Washington (WA, lender_reported)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties


## About

Seasoned mortgage originator with 25+ years of experience in home financing.

Source: LenDb summary of the lender page, verified 2026-10-09.

## Facts from the lender page and intro

- years_experience: 25+. Source: https://xperthomelending.com/loan-directory/megan-luksha, verified 2026-10-09.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| FL | state_license | LO102213 | active | confirmed | 2022-02-11 | state_regulator | 2026-10-09 |
| CO | state_license | 100035210 | active | confirmed | 2011-04-01 | state_regulator | 2026-10-10 |
| AZ | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| MT | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| ND | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| NM | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| TX | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| UT | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| WA | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |

## Employment history

- ? to present: Xpert Home Lending (NMLS 2179191). Source: https://xperthomelending.com/loan-directory/megan-luksha, verified 2026-10-09.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/184748

## Contact

- View profile at Xpert Home Lending: https://xperthomelending.com/loan-directory/megan-luksha
- Office phone on file: shown at https://lendb.ai/lo/megan-luksha-184748#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/184748
- state_regulator: https://real.flofr.com/Public/LO/LoanOriginators_JR_Monthly.zip
- state_regulator: https://apps.colorado.gov/dre/licensing/Lookup/PrintLicenseDetails.aspx?cred=141214&contact=218716
- lender_site: https://xperthomelending.com/loan-directory/megan-luksha

Cite as: Megan Luksha (NMLS 184748), Xpert Home Lending. LenDb.ai, https://lendb.ai/lo/megan-luksha-184748, last verified 2026-10-09.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._