{
  "canonical_url": "https://lendb.ai/lo/megan-mcdermott-90194",
  "loan_officer": {
    "nmls_id": 90194,
    "slug": "megan-mcdermott-90194",
    "canonical_url": "https://lendb.ai/lo/megan-mcdermott-90194",
    "md_url": "https://lendb.ai/lo/megan-mcdermott-90194.md",
    "json_url": "https://lendb.ai/lo/megan-mcdermott-90194.json",
    "nmls_consumer_access_url": "https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/90194",
    "full_name": {
      "value": "Megan De Tore McDermott",
      "source": "lender_site",
      "source_url": "https://crosscountrymortgage.com/denville-nj-3478/megan-mcdermott/",
      "verified_at": "2026-10-09"
    },
    "first_name": "Megan",
    "last_name": "De Tore McDermott",
    "headshot_url": {
      "value": "https://thevault.ccm.com/m/5d21980bb997eb15/Website-3478_DeToreMcdermott_90194.jpg",
      "source": "lender_site",
      "source_url": "https://crosscountrymortgage.com/denville-nj-3478/megan-mcdermott/",
      "verified_at": "2026-10-09"
    },
    "bio": {
      "value": "Megan De Tore McDermott brings 22 years of product knowledge and mortgage expertise. She is recognized by Scotsman Guide as one of New Jersey's Top Women Originators, ranking in the top 10 for two consecutive years.",
      "source": "lender_site",
      "source_url": "https://crosscountrymortgage.com/denville-nj-3478/megan-mcdermott/",
      "verified_at": "2026-10-09"
    },
    "title": {
      "value": "Originating Branch Manager",
      "source": "lender_site",
      "source_url": "https://crosscountrymortgage.com/denville-nj-3478/megan-mcdermott/",
      "verified_at": "2026-10-09"
    },
    "languages": {
      "value": [],
      "source": "lender_site",
      "source_url": "https://crosscountrymortgage.com/denville-nj-3478/megan-mcdermott/",
      "verified_at": "2026-10-09"
    },
    "years_licensed": 1,
    "years_experience": {
      "value": 22,
      "source": "lender_site",
      "source_url": "https://crosscountrymortgage.com/denville-nj-3478/megan-mcdermott/",
      "verified_at": "2026-10-09"
    },
    "status": "active",
    "claimed": false,
    "claimed_at": null,
    "profile_completeness": 85,
    "current_employment": {
      "lender_nmls_id": 3029,
      "lender_name": "CrossCountry Mortgage",
      "lender_slug": "crosscountry-mortgage-3029",
      "branch_city": "Denville",
      "branch_state": "NJ",
      "branch_zip": "07834",
      "start_date": null,
      "end_date": null,
      "lender_profile_url": "https://crosscountrymortgage.com/denville-nj-3478/megan-mcdermott/",
      "lender_type": "imb",
      "source": "lender_site",
      "source_url": "https://crosscountrymortgage.com/denville-nj-3478/megan-mcdermott/",
      "verified_at": "2026-10-09"
    },
    "employment_history": [
      {
        "lender_nmls_id": 3029,
        "lender_name": "CrossCountry Mortgage",
        "lender_slug": "crosscountry-mortgage-3029",
        "branch_city": "Denville",
        "branch_state": "NJ",
        "branch_zip": "07834",
        "start_date": null,
        "end_date": null,
        "lender_profile_url": "https://crosscountrymortgage.com/denville-nj-3478/megan-mcdermott/",
        "lender_type": "imb",
        "source": "lender_site",
        "source_url": "https://crosscountrymortgage.com/denville-nj-3478/megan-mcdermott/",
        "verified_at": "2026-10-09"
      }
    ],
    "licenses": [
      {
        "state": "FL",
        "license_type": "state_license",
        "license_number": "LO136941",
        "status": "active",
        "issued_at": "2025-04-08",
        "source": "state_regulator",
        "source_url": "https://real.flofr.com/Public/LO/LoanOriginators_JR_Monthly.zip",
        "verified_at": "2026-10-09",
        "confidence": "confirmed"
      },
      {
        "state": "NJ",
        "license_type": "state_license",
        "license_number": null,
        "status": "listed_on_lender_site",
        "issued_at": null,
        "source": "lender_site",
        "source_url": "https://crosscountrymortgage.com/denville-nj-3478/megan-mcdermott/",
        "verified_at": "2026-10-09",
        "confidence": "lender_reported"
      },
      {
        "state": "NY",
        "license_type": "state_license",
        "license_number": null,
        "status": "listed_on_lender_site",
        "issued_at": null,
        "source": "lender_site",
        "source_url": "https://crosscountrymortgage.com/denville-nj-3478/megan-mcdermott/",
        "verified_at": "2026-10-09",
        "confidence": "lender_reported"
      },
      {
        "state": "PA",
        "license_type": "state_license",
        "license_number": null,
        "status": "listed_on_lender_site",
        "issued_at": null,
        "source": "lender_site",
        "source_url": "https://crosscountrymortgage.com/denville-nj-3478/megan-mcdermott/",
        "verified_at": "2026-10-09",
        "confidence": "lender_reported"
      },
      {
        "state": "VA",
        "license_type": "state_license",
        "license_number": null,
        "status": "listed_on_lender_site",
        "issued_at": null,
        "source": "lender_site",
        "source_url": "https://crosscountrymortgage.com/denville-nj-3478/megan-mcdermott/",
        "verified_at": "2026-10-09",
        "confidence": "lender_reported"
      }
    ],
    "specialties": [],
    "contacts": [],
    "disciplinary_actions": [],
    "media": [],
    "facts": [
      {
        "kind": "years_experience",
        "value": "22",
        "source": "lender_site",
        "source_url": "https://crosscountrymortgage.com/denville-nj-3478/megan-mcdermott/",
        "verified_at": "2026-10-09"
      },
      {
        "kind": "credential",
        "value": "Scotsman Guide Top Woman Originator, top 10 for two years in a row",
        "source": "lender_site",
        "source_url": "https://crosscountrymortgage.com/denville-nj-3478/megan-mcdermott/",
        "verified_at": "2026-10-09"
      },
      {
        "kind": "credential",
        "value": "Top 100 IMB Loan Officer in 2026",
        "source": "lender_site",
        "source_url": "https://crosscountrymortgage.com/denville-nj-3478/megan-mcdermott/",
        "verified_at": "2026-10-09"
      }
    ],
    "last_verified_at": "2026-10-09",
    "updated_at": "2026-10-09 13:20:02.01757+00",
    "disciplinary_check": "not_checked",
    "gated_contact": {
      "kinds": [
        "phone_office",
        "email"
      ],
      "reveal_url": "https://lendb.ai/lo/megan-mcdermott-90194#contact",
      "note": "Phone and email are shown on the profile page after a quick human check, one profile at a time. They are not available through the API or MCP. To reach this loan officer, open reveal_url or lender_profile_url.",
      "source": "lender_site",
      "source_url": "https://crosscountrymortgage.com/denville-nj-3478/megan-mcdermott/",
      "verified_at": "2026-10-09"
    },
    "licensed_since": {
      "year": 2025,
      "state": "FL"
    },
    "federal_registration": null
  }
}