---
canonical_url: https://lendb.ai/lo/megan-oberholtzer-2546131
json_url: https://lendb.ai/lo/megan-oberholtzer-2546131.json
nmls_id: 2546131
last_verified: 2026-10-15
---

# Megan Oberholtzer

Mortgage Loan Originator at Trident Home Loans, Pensacola, FL. NMLS ID 2546131 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2546131)).

Megan Oberholtzer, NMLS 2546131, works as a Mortgage Loan Originator at Trident Home Loans in Pensacola, Florida and is licensed in Florida since 2024.

**Summary:** Megan Oberholtzer (NMLS 2546131) is Mortgage Loan Originator at Trident Home Loans, based in Pensacola, FL. Licensed in Florida, confirmed with the state regulator (license LO125911). Trident Home Loans also offers Condo, Construction loan, FHA loan, Real estate investor and Jumbo loan and 5 more (a lender program, not confirmed as their own focus). Earliest state license record: February 5, 2024 (Florida), per state regulator. Last verified 2026-10-15.

## Quick answers

### Is Megan licensed in Florida?

Yes. Florida regulator records list license LO125911 as active, first effective February 5, 2024 (verified 2026-10-15). Source: https://real.flofr.com/Public/LO/LoanOriginators_JR_Monthly.zip.

### What lender does Megan work for?

Trident Home Loans, company NMLS 65716, from the Pensacola, FL office, per the lender's own site (verified 2026-10-15). Source: https://tridenthomeloans.com/megan-oberholtzer/.

### How long has Megan been licensed?

The earliest state license record LenDb holds for Megan is from February 5, 2024 (Florida regulator). That is a record date from the rosters we hold, not proof of continuous licensure. Source: https://real.flofr.com/Public/LO/LoanOriginators_JR_Monthly.zip.

## At a glance

- Earliest state license record: February 5, 2024 (Florida), per state regulator. A record date from the state rosters we hold, not proof of continuous licensure or total experience.
- Also licensed as (state regulator records, same NMLS ID): Megan K. Oberholtzer (FL, as of 2026-10-09)
- Licensed in: Florida (FL, confirmed)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed (Languages come only from the loan officer's own lender page, and most lender pages do not list languages. A language that is not listed means not stated, not that the loan officer does not speak it.)
- Profile: unclaimed
- Status: active

## Specialties

### Focus (officer level: their own bio, title, certification, specialty list or claim)

- None on file yet.

### Their lender offers (lender level: Trident Home Loans's programs, not confirmed as this person's focus)

- **Condo** (`condo`): verified 2026-10-15. Source: https://tridenthomeloans.com
- **Construction loan** (`construction`): verified 2026-10-15. Source: https://tridenthomeloans.com
- **FHA loan** (`fha`): verified 2026-10-15. Source: https://tridenthomeloans.com
- **Real estate investor** (`investor`): verified 2026-10-15. Source: https://tridenthomeloans.com
- **Jumbo loan** (`jumbo`): verified 2026-10-15. Source: https://tridenthomeloans.com
- **Low credit score** (`low-credit`): verified 2026-10-15. Source: https://tridenthomeloans.com
- **Renovation loan (203k / HomeStyle)** (`renovation`): verified 2026-10-15. Source: https://tridenthomeloans.com
- **USDA loan** (`usda`): verified 2026-10-15. Source: https://tridenthomeloans.com
- **VA loan** (`va`): verified 2026-10-15. Source: https://tridenthomeloans.com
- **Vacation home** (`vacation-home`): verified 2026-10-15. Source: https://tridenthomeloans.com

## About

Megan has called Pensacola home for 18 years and describes deep knowledge of the local real estate market. Based in Pensacola, Florida, they bring a personal, client-focused approach.

Source: LenDb summary of the lender page, verified 2026-10-15.

## Licenses

| State | Regulator | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|---|
| FL | Florida regulator | state_license | LO125911 | active | confirmed | 2024-02-05 | state_regulator | 2026-10-15 |

## Employment history

- ? to present: Trident Home Loans (NMLS 65716), Pensacola, FL. Source: https://tridenthomeloans.com/megan-oberholtzer/, verified 2026-10-15.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2546131

## Contact

- View profile at Trident Home Loans: https://tridenthomeloans.com/megan-oberholtzer/
- Office phone and Email on file: shown at https://lendb.ai/lo/megan-oberholtzer-2546131#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2546131
- state_regulator: https://real.flofr.com/Public/LO/LoanOriginators_JR_Monthly.zip
- lender_site: https://tridenthomeloans.com/megan-oberholtzer/
- lender_site (lender programs): https://tridenthomeloans.com

Cite as: Megan Oberholtzer (NMLS 2546131), Trident Home Loans. LenDb.ai, https://lendb.ai/lo/megan-oberholtzer-2546131, last verified 2026-10-15.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._