---
canonical_url: https://lendb.ai/lo/megan-ryan-1694333
json_url: https://lendb.ai/lo/megan-ryan-1694333.json
nmls_id: 1694333
last_verified: 2026-10-09
---

# Megan Ryan

Loan Officer at Intercap Lending, Cottonwood Heights, UT. NMLS ID 1694333 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1694333)).

**Summary:** Megan Ryan (NMLS 1694333) is Loan Officer at Intercap Lending, based in Cottonwood Heights, UT. Licensed in Colorado, confirmed with the state regulator (license 100540550). Also lists Nevada and Utah on the lender page (not yet checked with the state regulator). Focus areas shown on the lender page: FHA loan, Jumbo loan, Non-QM loan, Renovation loan (203k / HomeStyle) and Reverse mortgage. Licensed since 2024 (per Colorado records). Last verified 2026-10-09.

## At a glance

- Licensed since 2024 (per Colorado records). This is license history on file, not total experience.
- Licensed in: Colorado (CO, confirmed), Nevada (NV, lender_reported), Utah (UT, lender_reported)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties

- **FHA loan** (`fha`): lender page, confidence 0.70, verified 2026-10-09. Source: https://www.intercaplending.com/loan-officer/megan-ryan/
- **Jumbo loan** (`jumbo`): lender page, confidence 0.70, verified 2026-10-09. Source: https://www.intercaplending.com/loan-officer/megan-ryan/
- **Non-QM loan** (`non-qm`): lender page, confidence 0.70, verified 2026-10-09. Source: https://www.intercaplending.com/loan-officer/megan-ryan/
- **Renovation loan (203k / HomeStyle)** (`renovation`): lender page, confidence 0.70, verified 2026-10-09. Source: https://www.intercaplending.com/loan-officer/megan-ryan/
- **Reverse mortgage** (`reverse`): lender page, confidence 0.70, verified 2026-10-09. Source: https://www.intercaplending.com/loan-officer/megan-ryan/
- **USDA loan** (`usda`): lender page, confidence 0.70, verified 2026-10-09. Source: https://www.intercaplending.com/loan-officer/megan-ryan/
- **VA loan** (`va`): lender page, confidence 0.70, verified 2026-10-09. Source: https://www.intercaplending.com/loan-officer/megan-ryan/

## About

Megan is a Loan Officer at Intercap Lending specializing in FHA, VA, USDA, conventional, and non-conforming loans including 203k and reverse mortgages, serving the Canyons area.

Source: LenDb summary of the lender page, verified 2026-10-09.

## Facts from the lender page and intro

- credential: Direct lender accredited by Fannie Mae, Freddie Mac, and Ginnie Mae. Source: https://www.intercaplending.com/loan-officer/megan-ryan/, verified 2026-10-09.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| CO | state_license | 100540550 | active | confirmed | 2024-11-22 | state_regulator | 2026-10-09 |
| NV | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| UT | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |

## Employment history

- ? to present: Intercap Lending (NMLS 190465), Cottonwood Heights, UT. Source: https://www.intercaplending.com/loan-officer/megan-ryan/, verified 2026-10-09.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1694333

## Contact

- View profile at Intercap Lending: https://www.intercaplending.com/loan-officer/megan-ryan/
- Email on file: shown at https://lendb.ai/lo/megan-ryan-1694333#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1694333
- state_regulator: https://apps.colorado.gov/dre/licensing/Lookup/PrintLicenseDetails.aspx?cred=335047&contact=568011
- lender_site: https://www.intercaplending.com/loan-officer/megan-ryan/

Cite as: Megan Ryan (NMLS 1694333), Intercap Lending. LenDb.ai, https://lendb.ai/lo/megan-ryan-1694333, last verified 2026-10-09.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._