---
canonical_url: https://lendb.ai/lo/melanie-brown-325159
json_url: https://lendb.ai/lo/melanie-brown-325159.json
nmls_id: 325159
last_verified: 2026-10-10
---

# Melanie Brown

Branch Manager at Lower, Arcadia, FL. NMLS ID 325159 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/325159)).

**Summary:** Melanie Brown (NMLS 325159) is Branch Manager at Lower, based in Arcadia, FL. Licensed in Florida, confirmed with the state regulator (license LO2237). Also lists Georgia, Kentucky, South Carolina and Tennessee on the lender page (not yet checked with the state regulator). Licensed since 2011 (per Florida records). Last verified 2026-10-10.

## At a glance

- Licensed since 2011 (per Florida records). This is license history on file, not total experience.
- Licensed in: Florida (FL, confirmed), Georgia (GA, lender_reported), Kentucky (KY, lender_reported), South Carolina (SC, lender_reported), Tennessee (TN, lender_reported)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties


## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| FL | state_license | LO2237 | active | confirmed | 2011-02-08 | state_regulator | 2026-10-09 |
| GA | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-10 |
| KY | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-10 |
| SC | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-10 |
| TN | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-10 |

## Employment history

- ? to present: Lower (NMLS 1124061), Arcadia, FL. Source: https://www.lower.com/loan-officers/florida/arcadia/melanie-brown, verified 2026-10-10.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/325159

## Contact

- View profile at Lower: https://www.lower.com/loan-officers/florida/arcadia/melanie-brown
- Email on file: shown at https://lendb.ai/lo/melanie-brown-325159#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/325159
- state_regulator: https://real.flofr.com/Public/LO/LoanOriginators_AI_Monthly.zip
- lender_site: https://www.lower.com/loan-officers/florida/arcadia/melanie-brown

Cite as: Melanie Brown (NMLS 325159), Lower. LenDb.ai, https://lendb.ai/lo/melanie-brown-325159, last verified 2026-10-10.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._