---
canonical_url: https://lendb.ai/lo/melanie-christensen-1378735
json_url: https://lendb.ai/lo/melanie-christensen-1378735.json
nmls_id: 1378735
last_verified: 2026-10-09
---

# Melanie Christensen

Loan Officer at Intercap Lending, St. George, UT. NMLS ID 1378735 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1378735)).

**Summary:** Melanie Christensen (NMLS 1378735) is Loan Officer at Intercap Lending, based in St. George, UT. Lists Texas and Utah on the lender page (not yet checked with the state regulator). Last verified 2026-10-09.

## At a glance

- Licensed since: unknown (no state regulator record on file). This is license history on file, not total experience.
- Licensed in: Texas (TX, lender_reported), Utah (UT, lender_reported)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties


## About

Melanie started in mortgage lending in 2013 and grew up in Southern Utah. She is committed to helping clients achieve homeownership and prioritizes top-level customer service.

Source: LenDb summary of the lender page, verified 2026-10-09.

## Facts from the lender page and intro

- years_experience: since 2013. Source: https://www.intercaplending.com/loan-officer/melanie-christensen/, verified 2026-10-09.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| TX | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| UT | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |

## Employment history

- ? to present: Intercap Lending (NMLS 190465), St. George, UT. Source: https://www.intercaplending.com/loan-officer/melanie-christensen/, verified 2026-10-09.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1378735

## Contact

- View profile at Intercap Lending: https://www.intercaplending.com/loan-officer/melanie-christensen/
- Office phone and Email on file: shown at https://lendb.ai/lo/melanie-christensen-1378735#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1378735
- lender_site: https://www.intercaplending.com/loan-officer/melanie-christensen/

Cite as: Melanie Christensen (NMLS 1378735), Intercap Lending. LenDb.ai, https://lendb.ai/lo/melanie-christensen-1378735, last verified 2026-10-09.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._