---
canonical_url: https://lendb.ai/lo/melanie-hines-1666686
json_url: https://lendb.ai/lo/melanie-hines-1666686.json
nmls_id: 1666686
last_verified: 2026-10-09
---

# Melanie Hines

Mortgage Loan Officer at Loan Factory, TX. NMLS ID 1666686 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1666686)).

**Summary:** Melanie Hines (NMLS 1666686) is Mortgage Loan Officer at Loan Factory, based in Texas. Lists Texas on the lender page (not yet checked with the state regulator). States 20 years of experience. Last verified 2026-10-09.

## At a glance

- Licensed since: unknown (no state regulator record on file). This is license history on file, not total experience.
- Years experience (stated by the LO): 20 (source: https://www.loanfactory.com/mortgage-expert/melanie-hines-1666686, verified 2026-10-09)
- Licensed in: Texas (TX, lender_reported)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties


## About

Melanie brings over 20 years of financial services experience and transitioned into mortgages to help families build generational wealth. She works with borrowers of all credit backgrounds, emphasizing personalized service and educating clients through the mortgage process.

Source: LenDb summary of the lender page, verified 2026-10-09.

## Facts from the lender page and intro

- years_experience: 20. Source: https://www.loanfactory.com/mortgage-expert/melanie-hines-1666686, verified 2026-10-09.
- role: Financial Aid professional before transitioning to mortgages. Source: https://www.loanfactory.com/mortgage-expert/melanie-hines-1666686, verified 2026-10-09.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| TX | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |

## Employment history

- ? to present: Loan Factory (NMLS 320841), TX. Source: https://www.loanfactory.com/mortgage-expert/melanie-hines-1666686, verified 2026-10-09.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1666686

## Contact

- View profile at Loan Factory: https://www.loanfactory.com/mortgage-expert/melanie-hines-1666686

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1666686
- lender_site: https://www.loanfactory.com/mortgage-expert/melanie-hines-1666686

Cite as: Melanie Hines (NMLS 1666686), Loan Factory. LenDb.ai, https://lendb.ai/lo/melanie-hines-1666686, last verified 2026-10-09.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._