---
canonical_url: https://lendb.ai/lo/melanie-kay-hernandez-1123364
json_url: https://lendb.ai/lo/melanie-kay-hernandez-1123364.json
nmls_id: 1123364
last_verified: 2026-10-09
---

# Melanie Hernandez

Loan Officer at Guild Mortgage, Crossville, TN. NMLS ID 1123364 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1123364)).

**Summary:** Melanie Hernandez (NMLS 1123364) is Loan Officer at Guild Mortgage, based in Crossville, TN. Lists California, Georgia and Tennessee on the lender page (not yet checked with the state regulator). Last verified 2026-10-09.

## At a glance

- Earliest state license record: none on file. A record date from the state rosters we hold, not proof of continuous licensure or total experience.
- Licensed in: California (CA, lender_reported), Georgia (GA, lender_reported), Tennessee (TN, lender_reported)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties


## About

Melanie Hernandez relocated from California to Tennessee in early 2019 and serves Tennessee, Georgia, and California. She is passionate about educating clients through the lending process.

Source: LenDb summary of the lender page, verified 2026-10-09.

## Facts from the lender page and intro

- service_area: Tennessee, Georgia, and California. Source: https://branches.guildmortgage.com/tn/crossville/melanie-hernandez-840-ckmh.html, verified 2026-10-09.
- community: Volunteers for Wreaths Across Chattanooga mission at Chattanooga National Cemetery; donates for each transaction. Source: https://branches.guildmortgage.com/tn/crossville/melanie-hernandez-840-ckmh.html, verified 2026-10-09.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| CA | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| GA | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| TN | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |

## Employment history

- ? to present: Guild Mortgage (NMLS 3274), Crossville, TN. Source: https://branches.guildmortgage.com/tn/crossville/melanie-hernandez-840-ckmh.html, verified 2026-10-09.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1123364

## Contact

- View profile at Guild Mortgage: https://branches.guildmortgage.com/tn/crossville/melanie-hernandez-840-ckmh.html
- Office phone and Email on file: shown at https://lendb.ai/lo/melanie-kay-hernandez-1123364#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1123364
- lender_site: https://branches.guildmortgage.com/tn/crossville/melanie-hernandez-840-ckmh.html

Cite as: Melanie Hernandez (NMLS 1123364), Guild Mortgage. LenDb.ai, https://lendb.ai/lo/melanie-kay-hernandez-1123364, last verified 2026-10-09.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._