---
canonical_url: https://lendb.ai/lo/melinda-bennett-197058
json_url: https://lendb.ai/lo/melinda-bennett-197058.json
nmls_id: 197058
last_verified: 2026-10-10
---

# Melinda Bennett

Loan Officer at Lower, Columbia, MD. NMLS ID 197058 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/197058)).

**Summary:** Melinda Bennett (NMLS 197058) is Loan Officer at Lower, based in Columbia, MD. Licensed in Florida, confirmed with the state regulator (license LO33556). Earliest state license record: January 26, 2016 (Florida), per state regulator. States 25 years of experience. Last verified 2026-10-10.

## At a glance

- Earliest state license record: January 26, 2016 (Florida), per state regulator. A record date from the state rosters we hold, not proof of continuous licensure or total experience.
- Years experience (stated by the LO): 25 (source: https://www.lower.com/loan-officers/florida/spring-hill/melinda-bennett, verified 2026-10-10)
- Licensed in: Florida (FL, confirmed)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties


## About

Melinda has more than 25 years of mortgage experience and says they are passionate about creative financing solutions for clients with complex situations.

Source: LenDb summary of the lender page, verified 2026-10-10.

## Facts from the lender page and intro

- years_experience: 25. Source: https://www.lower.com/loan-officers/florida/spring-hill/melinda-bennett, verified 2026-10-10.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| FL | state_license | LO33556 | active | confirmed | 2016-01-26 | state_regulator | 2026-10-09 |

## Employment history

- ? to present: Lower (NMLS 1124061), Columbia, MD. Source: https://www.lower.com/loan-officers/florida/spring-hill/melinda-bennett, verified 2026-10-10.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/197058

## Contact

- View profile at Lower: https://www.lower.com/loan-officers/florida/spring-hill/melinda-bennett
- Email on file: shown at https://lendb.ai/lo/melinda-bennett-197058#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/197058
- state_regulator: https://real.flofr.com/Public/LO/LoanOriginators_AI_Monthly.zip
- lender_site: https://www.lower.com/loan-officers/florida/spring-hill/melinda-bennett

Cite as: Melinda Bennett (NMLS 197058), Lower. LenDb.ai, https://lendb.ai/lo/melinda-bennett-197058, last verified 2026-10-10.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._