---
canonical_url: https://lendb.ai/lo/melinda-torrens-2685437
json_url: https://lendb.ai/lo/melinda-torrens-2685437.json
nmls_id: 2685437
last_verified: 2026-10-09
---

# Melinda Torrens

Mortgage Banker at Total Mortgage Services, South Portland, ME. NMLS ID 2685437 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2685437)).

**Summary:** Melinda Torrens (NMLS 2685437) is Mortgage Banker at Total Mortgage Services, based in South Portland, ME. States 20 years of experience. Last verified 2026-10-09.

## At a glance

- Earliest state license record: none on file. A record date from the state rosters we hold, not proof of continuous licensure or total experience.
- Years experience (stated by the LO): 20 (source: https://www.totalmortgage.com/bankers/melinda-torrens, verified 2026-10-09)
- Licensed in: no license list on file; check NMLS Consumer Access
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties


## About

Over two decades of experience as real estate broker, brokerage manager, and consultant. Helps buyers and investors with home purchases, portfolio expansion, and refinancing.

Source: LenDb summary of the lender page, verified 2026-10-09.

## Facts from the lender page and intro

- years_experience: 20. Source: https://www.totalmortgage.com/bankers/melinda-torrens, verified 2026-10-09.
- role: Real estate broker, brokerage manager, consultant, and real estate coach. Source: https://www.totalmortgage.com/bankers/melinda-torrens, verified 2026-10-09.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|

## Employment history

- ? to present: Total Mortgage Services (NMLS 2764), South Portland, ME. Source: https://www.totalmortgage.com/bankers/melinda-torrens, verified 2026-10-09.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2685437

## Contact

- View profile at Total Mortgage Services: https://www.totalmortgage.com/bankers/melinda-torrens
- Email on file: shown at https://lendb.ai/lo/melinda-torrens-2685437#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2685437
- lender_site: https://www.totalmortgage.com/bankers/melinda-torrens

Cite as: Melinda Torrens (NMLS 2685437), Total Mortgage Services. LenDb.ai, https://lendb.ai/lo/melinda-torrens-2685437, last verified 2026-10-09.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._