---
canonical_url: https://lendb.ai/lo/melinda-trent-131372
json_url: https://lendb.ai/lo/melinda-trent-131372.json
nmls_id: 131372
last_verified: 2026-10-09
---

# Melinda Trent

Loan Officer at Guild Mortgage, Lancaster, PA. NMLS ID 131372 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/131372)).

**Summary:** Melinda Trent (NMLS 131372) is Loan Officer at Guild Mortgage, based in Lancaster, PA. Licensed in 2 states confirmed with state regulators: Florida and Pennsylvania. Also lists Delaware and Maryland on the lender page (not yet checked with the state regulator). Licensed since 2023 (per Florida records). States 32 years of experience. Last verified 2026-10-09.

## At a glance

- Licensed since 2023 (per Florida records). This is license history on file, not total experience.
- Years experience (stated by the LO): 32 (source: https://branches.guildmortgage.com/pa/lancaster/melinda-trent-507-mtrg.html, verified 2026-10-09)
- Licensed in: Florida (FL, confirmed), Pennsylvania (PA, confirmed), Delaware (DE, lender_reported), Maryland (MD, lender_reported)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties


## About

Mortgage professional with 32 years of experience recognized as a Top 1% Originator by Scotsman Guide nationally. Serves PA, MD, DE, and FL.

Source: LenDb summary of the lender page, verified 2026-10-09.

## Facts from the lender page and intro

- years_experience: 32. Source: https://branches.guildmortgage.com/pa/lancaster/melinda-trent-507-mtrg.html, verified 2026-10-09.
- service_area: Pennsylvania, Maryland, Delaware, and Florida. Source: https://branches.guildmortgage.com/pa/lancaster/melinda-trent-507-mtrg.html, verified 2026-10-09.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| FL | state_license | LO123729 | active | confirmed | 2023-11-01 | state_regulator | 2026-10-09 |
| PA | state_license | 21507 | active | confirmed |  | state_regulator | 2026-10-10 |
| DE | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| MD | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |

## Employment history

- ? to present: Guild Mortgage (NMLS 3274), Lancaster, PA. Source: https://branches.guildmortgage.com/pa/lancaster/melinda-trent-507-mtrg.html, verified 2026-10-09.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/131372

## Contact

- View profile at Guild Mortgage: https://branches.guildmortgage.com/pa/lancaster/melinda-trent-507-mtrg.html
- Office phone and Email on file: shown at https://lendb.ai/lo/melinda-trent-131372#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/131372
- state_regulator: https://real.flofr.com/Public/LO/LoanOriginators_SZ_Monthly.zip
- state_regulator: https://data.pa.gov/d/tyxc-jyug
- lender_site: https://branches.guildmortgage.com/pa/lancaster/melinda-trent-507-mtrg.html

Cite as: Melinda Trent (NMLS 131372), Guild Mortgage. LenDb.ai, https://lendb.ai/lo/melinda-trent-131372, last verified 2026-10-09.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._