---
canonical_url: https://lendb.ai/lo/melisa-jones-965518
json_url: https://lendb.ai/lo/melisa-jones-965518.json
nmls_id: 965518
last_verified: 2026-10-09
---

# Melisa Jones

Senior Vice President of Lending at CrossCountry Mortgage, O'Fallon, MO. NMLS ID 965518 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/965518)).

**Summary:** Melisa Jones (NMLS 965518) is Senior Vice President of Lending at CrossCountry Mortgage, based in O'Fallon, MO. Licensed in Colorado, confirmed with the state regulator (license 100537655). Also lists Illinois, Kansas and Missouri on the lender page (not yet checked with the state regulator). Focus areas shown on the lender page: Real estate investor, Self-employed, Down payment assistance and First-time buyer. Licensed since 2023 (per Colorado records). Last verified 2026-10-09.

## At a glance

- Licensed since 2023 (per Colorado records). This is license history on file, not total experience.
- Licensed in: Colorado (CO, confirmed), Illinois (IL, lender_reported), Kansas (KS, lender_reported), Missouri (MO, lender_reported)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties

- **Real estate investor** (`investor`): lender page, confidence 0.90, verified 2026-10-09. Source: https://crosscountrymortgage.com/ofallon-mo-4266/melisa-jones/
- **Self-employed** (`self-employed`): lender page, confidence 0.90, verified 2026-10-09. Source: https://crosscountrymortgage.com/ofallon-mo-4266/melisa-jones/
- **Down payment assistance** (`down-payment-assistance`): lender page, confidence 0.70, verified 2026-10-09. Source: https://crosscountrymortgage.com/ofallon-mo-4266/melisa-jones/
- **First-time buyer** (`first-time-buyer`): lender page, confidence 0.10, verified 2026-10-09. Source: https://crosscountrymortgage.com/ofallon-mo-4266/melisa-jones/

## About

Melisa Jones has specialized in first-time homebuyers, self-employed borrowers, and real estate investors since 2006, managing a multistate lending region. She is passionate about real estate finance and client financial well-being.

Source: LenDb summary of the lender page, verified 2026-10-09.

## Facts from the lender page and intro

- years_experience: since 2006. Source: https://crosscountrymortgage.com/ofallon-mo-4266/melisa-jones/, verified 2026-10-09.
- role: manages a very successful team and a multistate region. Source: https://crosscountrymortgage.com/ofallon-mo-4266/melisa-jones/, verified 2026-10-09.
- service_area: Saint Charles South, O Fallon, Wentzville, Saint Peters, Old Monroe (MO). Source: https://crosscountrymortgage.com/ofallon-mo-4266/melisa-jones/, verified 2026-10-09.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| CO | state_license | 100537655 | active | confirmed | 2023-11-08 | state_regulator | 2026-10-10 |
| IL | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| KS | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| MO | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |

## Employment history

- ? to present: CrossCountry Mortgage (NMLS 3029), O'Fallon, MO. Source: https://crosscountrymortgage.com/ofallon-mo-4266/melisa-jones/, verified 2026-10-09.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/965518

## Contact

- linkedin_url: https://www.linkedin.com/in/melisa-jones-903aa757/ (source: lender_site, verified 2026-10-09)
- View profile at CrossCountry Mortgage: https://crosscountrymortgage.com/ofallon-mo-4266/melisa-jones/
- Email on file: shown at https://lendb.ai/lo/melisa-jones-965518#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/965518
- state_regulator: https://apps.colorado.gov/dre/licensing/Lookup/PrintLicenseDetails.aspx?cred=321542&contact=552336
- lender_site: https://crosscountrymortgage.com/ofallon-mo-4266/melisa-jones/

Cite as: Melisa Jones (NMLS 965518), CrossCountry Mortgage. LenDb.ai, https://lendb.ai/lo/melisa-jones-965518, last verified 2026-10-09.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._