---
canonical_url: https://lendb.ai/lo/melissa-cappelli-1670875
json_url: https://lendb.ai/lo/melissa-cappelli-1670875.json
nmls_id: 1670875
last_verified: 2026-10-09
---

# Melissa Cappelli

Licensed Loan Originator at Homestead Funding, East Syracuse, NY. NMLS ID 1670875 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1670875)).

**Summary:** Melissa Cappelli (NMLS 1670875) is Licensed Loan Originator at Homestead Funding, based in East Syracuse, NY. Lists New York on the lender page (not yet checked with the state regulator). States 9 years of experience. Last verified 2026-10-09.

## At a glance

- Licensed since: unknown (no state regulator record on file). This is license history on file, not total experience.
- Years experience (stated by the LO): 9 (source: https://www.homesteadfunding.com/loan-originators/melissa-cappelli, verified 2026-10-09)
- Licensed in: New York (NY, lender_reported)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties


## About

Syracuse-based LO with 9 years' mortgage experience and 3 years as closing coordinator. Focuses on educating borrowers and helping first-time homebuyers achieve homeownership.

Source: LenDb summary of the lender page, verified 2026-10-09.

## Facts from the lender page and intro

- years_experience: 9. Source: https://www.homesteadfunding.com/loan-originators/melissa-cappelli, verified 2026-10-09.
- role: Closing coordinator. Source: https://www.homesteadfunding.com/loan-originators/melissa-cappelli, verified 2026-10-09.
- service_area: Syracuse area. Source: https://www.homesteadfunding.com/loan-originators/melissa-cappelli, verified 2026-10-09.
- community: Board member of Toomey Residential and Community Services. Source: https://www.homesteadfunding.com/loan-originators/melissa-cappelli, verified 2026-10-09.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| NY | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |

## Employment history

- ? to present: Homestead Funding (NMLS 3232), East Syracuse, NY. Source: https://www.homesteadfunding.com/loan-originators/melissa-cappelli, verified 2026-10-09.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1670875

## Contact

- View profile at Homestead Funding: https://www.homesteadfunding.com/loan-originators/melissa-cappelli
- Office phone and Email on file: shown at https://lendb.ai/lo/melissa-cappelli-1670875#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1670875
- lender_site: https://www.homesteadfunding.com/loan-originators/melissa-cappelli

Cite as: Melissa Cappelli (NMLS 1670875), Homestead Funding. LenDb.ai, https://lendb.ai/lo/melissa-cappelli-1670875, last verified 2026-10-09.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._