---
canonical_url: https://lendb.ai/lo/melissa-carson-278308
json_url: https://lendb.ai/lo/melissa-carson-278308.json
nmls_id: 278308
last_verified: 2026-10-09
---

# Melissa Carson

Branch Manager at American Pacific Mortgage, El Dorado Hills, CA. NMLS ID 278308 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/278308)).

**Summary:** Melissa Carson (NMLS 278308) is Branch Manager at American Pacific Mortgage, based in El Dorado Hills, CA. Lists California and Connecticut on the lender page (not yet checked with the state regulator). Last verified 2026-10-09.

## At a glance

- Licensed since: unknown (no state regulator record on file). This is license history on file, not total experience.
- Licensed in: California (CA, lender_reported), Connecticut (CT, lender_reported)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties


## About

Melissa started her mortgage career in 2005 and has worked for large banks, community banks, brokers, and direct lenders. She was born and raised in the Sacramento/Carmichael area and now raises her family in Fair Oaks.

Source: LenDb summary of the lender page, verified 2026-10-09.

## Facts from the lender page and intro

- years_experience: since 2005. Source: https://www.apmortgage.com/melissa-carson, verified 2026-10-09.
- education: A.A. degree from American River College. Source: https://www.apmortgage.com/melissa-carson, verified 2026-10-09.
- service_area: Sacramento/Carmichael area, Fair Oaks. Source: https://www.apmortgage.com/melissa-carson, verified 2026-10-09.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| CA | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| CT | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |

## Employment history

- ? to present: American Pacific Mortgage (NMLS 1850), El Dorado Hills, CA. Source: https://www.apmortgage.com/melissa-carson, verified 2026-10-09.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/278308

## Contact

- View profile at American Pacific Mortgage: https://www.apmortgage.com/melissa-carson
- Email on file: shown at https://lendb.ai/lo/melissa-carson-278308#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/278308
- lender_site: https://www.apmortgage.com/melissa-carson

Cite as: Melissa Carson (NMLS 278308), American Pacific Mortgage. LenDb.ai, https://lendb.ai/lo/melissa-carson-278308, last verified 2026-10-09.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._