---
canonical_url: https://lendb.ai/lo/melissa-clifton-744993
json_url: https://lendb.ai/lo/melissa-clifton-744993.json
nmls_id: 744993
last_verified: 2026-10-09
---

# Melissa Clifton

Senior Mortgage Banker at Total Mortgage Services, Leominster, MA. NMLS ID 744993 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/744993)).

**Summary:** Melissa Clifton (NMLS 744993) is Senior Mortgage Banker at Total Mortgage Services, based in Leominster, MA. States 15 years of experience. Last verified 2026-10-09.

## At a glance

- Earliest state license record: none on file. A record date from the state rosters we hold, not proof of continuous licensure or total experience.
- Years experience (stated by the LO): 15 (source: https://www.totalmortgage.com/bankers/melissa-clifton, verified 2026-10-09)
- Licensed in: no license list on file; check NMLS Consumer Access
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties


## About

Melissa has spent 15 years in the financial industry building community relationships. She advocates for clients in purchases and refinances, taking pride in helping people achieve their dream homes.

Source: LenDb summary of the lender page, verified 2026-10-09.

## Facts from the lender page and intro

- years_experience: 15. Source: https://www.totalmortgage.com/bankers/melissa-clifton, verified 2026-10-09.
- service_area: Fitchburg, MA. Source: https://www.totalmortgage.com/bankers/melissa-clifton, verified 2026-10-09.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|

## Employment history

- ? to present: Total Mortgage Services (NMLS 2764), Leominster, MA. Source: https://www.totalmortgage.com/bankers/melissa-clifton, verified 2026-10-09.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/744993

## Contact

- View profile at Total Mortgage Services: https://www.totalmortgage.com/bankers/melissa-clifton
- Email on file: shown at https://lendb.ai/lo/melissa-clifton-744993#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/744993
- lender_site: https://www.totalmortgage.com/bankers/melissa-clifton

Cite as: Melissa Clifton (NMLS 744993), Total Mortgage Services. LenDb.ai, https://lendb.ai/lo/melissa-clifton-744993, last verified 2026-10-09.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._