---
canonical_url: https://lendb.ai/lo/melissa-cuartas-1483132
json_url: https://lendb.ai/lo/melissa-cuartas-1483132.json
nmls_id: 1483132
last_verified: 2026-10-09
---

# Melissa Cuartas

Senior Loan Originator at Cardinal Financial Company, Melville, NY. NMLS ID 1483132 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1483132)).

**Summary:** Melissa Cuartas (NMLS 1483132) is Senior Loan Originator at Cardinal Financial Company, based in Melville, NY. Licensed since 2017 (per Florida records). Last verified 2026-10-09.

## At a glance

- Licensed since 2017 (per Florida records). This is license history on file, not total experience.
- Licensed in: no license list on file; check NMLS Consumer Access
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties


## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| FL | state_license | LO48296 | expired | confirmed | 2017-11-14 | state_regulator | 2026-10-09 |

## Employment history

- ? to present: Cardinal Financial Company (NMLS 66247), Melville, NY. Source: https://www.cardinalfinancial.com/loan-originator/melissa-cuartas/, verified 2026-10-09.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1483132

## Contact

- View profile at Cardinal Financial Company: https://www.cardinalfinancial.com/loan-originator/melissa-cuartas/
- Office phone and Email on file: shown at https://lendb.ai/lo/melissa-cuartas-1483132#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1483132
- state_regulator: https://real.flofr.com/Public/LO/LoanOriginators_AI_Monthly.zip
- lender_site: https://www.cardinalfinancial.com/loan-originator/melissa-cuartas/

Cite as: Melissa Cuartas (NMLS 1483132), Cardinal Financial Company. LenDb.ai, https://lendb.ai/lo/melissa-cuartas-1483132, last verified 2026-10-09.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._