---
canonical_url: https://lendb.ai/lo/melissa-figueroa-1385411
json_url: https://lendb.ai/lo/melissa-figueroa-1385411.json
nmls_id: 1385411
last_verified: 2026-10-15
---

# Melissa Figueroa

Loan Officer at Residential Wholesale Mortgage, Inc., Riverside, CA. NMLS ID 1385411 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1385411)).

**Summary:** Melissa Figueroa (NMLS 1385411) is Loan Officer at Residential Wholesale Mortgage, Inc., based in Riverside, CA. Licensed in 2 states confirmed with state regulators: Texas and California. Also lists Arizona and Nevada on the lender page (not yet checked with the state regulator). Earliest state license record: November 2, 2022 (Texas), per state regulator. Last verified 2026-10-15.

## At a glance

- Earliest state license record: November 2, 2022 (Texas), per state regulator. A record date from the state rosters we hold, not proof of continuous licensure or total experience.
- Licensed in: Texas (TX, confirmed), Arizona (AZ, lender_reported), California (CA, confirmed), Nevada (NV, lender_reported)
- Works at an FHA-approved lender, per HUD (HUD FHA data, loans endorsed through Aug 2026): https://www.hud.gov/stat/sfh/fha-sf-portfolio-snapshot
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties

### Focus (officer level: their own bio, title, certification, specialty list or claim)

- None on file yet.

## About

Melissa Figueroa is a Loan Officer serving AZ, CA, NV and TX. They became a Realtor after buying a few homes and later pursued a mortgage license. They were born and raised in Los Angeles and moved to the Inland Empire in 2008.

Source: LenDb summary of the lender page, verified 2026-10-15.

## Facts from the lender page and intro

- credential: Realtor. Source: https://rwmloans.com/melissa-figueroa/, verified 2026-10-15.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| TX | state_license | n/a | active | confirmed | 2022-11-02 | state_regulator | 2026-10-13 |
| AZ | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-15 |
| CA | state_license | 02035500 | active | confirmed |  | state_regulator | 2026-10-15 |
| NV | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-15 |

## Employment history

- ? to present: Residential Wholesale Mortgage, Inc. (NMLS 79445), Riverside, CA. Source: https://rwmloans.com/melissa-figueroa/, verified 2026-10-15.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1385411

## Contact

- View profile at Residential Wholesale Mortgage, Inc.: https://rwmloans.com/melissa-figueroa/
- Office phone and Email on file: shown at https://lendb.ai/lo/melissa-figueroa-1385411#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1385411
- state_regulator: https://www.sml.texas.gov/
- lender_site: https://rwmloans.com/melissa-figueroa/
- state_regulator: https://www.dre.ca.gov/Licensees/ExamineeLicenseeListDataFiles.html
- HUD (FHA data): https://www.hud.gov/stat/sfh/fha-sf-portfolio-snapshot

Cite as: Melissa Figueroa (NMLS 1385411), Residential Wholesale Mortgage, Inc.. LenDb.ai, https://lendb.ai/lo/melissa-figueroa-1385411, last verified 2026-10-15.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._